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Fidelity National Financial FNF Traditional life — Actuarial model updates and refinements

Discontinued — last reported Q4 '24

Similar metrics at other companies

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PRUTerm Life — Effect of assumption update
-$392M-1,967%
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PRUIndividual Life — Effect of assumption update
-$39M-125%
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GLLife — Effect of changes in assumptions on future cash flows
$0
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GLAmerican Income — Effect of changes in assumptions on future cash flows
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PRUTotal — Effect of assumption update and other refinements
$65.75M+199%
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PRUTotal — Effect of assumption update
-$1.07B+21.8%

Other financials

Income statement

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Revenue$3.2B+18.2%
Net income$243.0M+193%
EPS (diluted)$0.90+200%

Balance sheet

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Cash & equivalents$2.5B-45.0%
Total debt$4.8B-0.7%
Total equity$7.3B-8.1%
Total assets$111.50B+13.5%

Cash flow

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Operating cash flow$875.0M-21.5%

Valuation

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Market cap$12.6B-29.7%
Enterprise value$14.9B-18.3%
P/E13.1×
P/S0.8×-0.5×

Profitability

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Net margin8.3%

Returns & leverage

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Return on equity14.2%
Debt / equity0.7×0.0×

Where this comes from

Reported directly by Fidelity National Financial in its filing.

Tagged under the XBRL concept us-gaap:PresentValueOfFutureInsuranceProfitExperienceAdjustment.

The official record: Fidelity National Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Fidelity National Financial's traditional life — actuarial model updates and refinements?
Fidelity National Financial (FNF) reported traditional life — actuarial model updates and refinements of $15.75M in Q4 2024.
What does traditional life — actuarial model updates and refinements mean?
The financial impact of adjusting the mathematical models and assumptions used to calculate future life insurance obligations.
How do you interpret traditional life — actuarial model updates and refinements?
An increase in expense indicates a negative adjustment to the liability valuation, often due to unfavorable experience or assumption changes, while a decrease or credit indicates a favorable revision to the expected future costs.
How does traditional life — actuarial model updates and refinements compare across companies?
Similar to 'Actuarial Assumption Changes' or 'Model Refinement Impacts' reported by other life insurance and annuity underwriters, which often fluctuate based on periodic experience studies.