What are Finward Bancorp's total assets?

Finward Bancorp (FNWD) holds $2.0B in total assets, down 1.2% year over year.

How much debt does Finward Bancorp have?

Finward Bancorp carries $14.4M in total debt against $172.4M of shareholders' equity, a debt-to-equity ratio of 0.08.

How much cash does Finward Bancorp have?

Finward Bancorp holds $118.8M in cash and equivalents.

Where does Finward Bancorp's balance sheet data come from?

Every line is extracted from Finward Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Finward Bancorp FNWD Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Cash and cash equivalents	$119.65M+69.5%	$70.58M+293%	$17.94M-10.1%	$19.97M+56.9%
Trading assets	——	——	——	——
Derivative assets	$0-100%	$5.51M—	——	——
Loans held for sale	$1.1M-12.5%	$1.25M+269%	$340K-78.0%	$1.54M-69.1%
Property and equipment, net	$44.98M-4.8%	$47.26M+23.0%	$38.44M-4.4%	$40.21M+28.1%
Operating lease right-of-use assets	——	——	——	——
Goodwill	$22.4M0.0%	$22.4M0.0%	$22.4M0.0%	$22.4M+102%
Intangible assets, net	$1.17M-37.0%	$1.86M-43.2%	$3.27M-31.7%	$4.79M+53.4%
Other non-current assets	$34.87M-20.6%	$43.95M-2.9%	$45.26M-9.7%	$50.12M+237%
Available-for-sale securities	$371.03M+11.2%	$333.55M—	——	——
Total investments	$6.55M0.0%	$6.55M0.0%	$6.55M0.0%	$6.55M+102%
Gross loans	$1.43B-4.0%	$1.49B-0.1%	$1.49B-0.5%	$1.5B—
Allowance for credit losses	$17.51M+3.5%	$16.91M-9.9%	$18.77M+45.5%	$12.9M-3.3%
Total assets	$2.02B-1.9%	$2.06B-2.3%	$2.11B+1.8%	$2.07B+27.7%
Accrued expenses	$34.84M-20.1%	$43.6M+48.4%	$29.39M+25.5%	$23.43M+52.7%
Operating lease liabilities, current	$14.53M-3.2%	$15M—	——	——
Accrued interest	$7.78M+0.8%	$7.72M-4.0%	$8.05M+8.4%	$7.42M+36.3%
Deposits	$1.73B-1.9%	$1.76B-2.9%	$1.81B+2.2%	$1.78B+23.8%
Noninterest-bearing deposits	$267.44M+1.6%	$263.32M-10.9%	$295.59M-17.7%	$359.09M+21.6%
Savings deposits	$1.46B-2.5%	$1.5B-1.4%	$1.52B+7.2%	$1.42B+24.3%
Time deposits	$104.5M-26.1%	$141.4M—	——	——
Federal funds purchased and securities sold under repurchase agreements	$39.7M-1.0%	$40.12M+5.2%	$38.12M+146%	$15.5M+6.3%
Operating Lease Liabilities (Total)	$14.53M-3.2%	$15M—	——	——
Total liabilities	$1.85B-3.3%	$1.91B-2.6%	$1.96B+1.4%	$1.93B+32.1%
Preferred stock	$0—	$0—	$0—	$0—
Common stock	10M—	0—	0—	0—
Additional paid-in capital	$70.33M+0.4%	$70.03M+0.7%	$69.56M+0.8%	$69.03M+127%
Retained earnings	$145.99M+4.7%	$139.46M+7.8%	$129.4M-1.7%	$131.66M+8.0%
Accumulated other comprehensive income (loss)	-$41.66M+28.3%	-$58.08M-12.5%	-$51.61M+19.7%	-$64.3M-1,604%
Total stockholders' equity	$174.66M+15.4%	$151.41M+2.8%	$147.35M+13.1%	$130.28M-16.8%
Total liabilities and stockholders' equity	$2.02B-1.9%	$2.06B-2.3%	$2.11B+1.8%	$2.07B+27.7%
Available-for-Sale Debt Securities - Amortized Cost	——	——	——	——
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)	——	——	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)	369-9.8%	409—	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)	$315.48M-4.5%	$330.24M—	——	——
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$0-100%	$3.31M—	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)	$0-100%	$3.31M—	——	——
Available-for-Sale Debt Securities - Unrealized Loss Position	$54.8M-28.3%	$76.41M—	——	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value	$315.48M-4.5%	$330.24M—	——	——
AFS and Trading Securities - Unrealized Loss Position Fair Value	$315.48M-5.4%	$333.55M—	——	——
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value	$0-100%	$3.31M—	——	——
Cash, Cash Equivalents, and Federal Funds Sold	$119.65M+69.5%	$70.58M-17.9%	$86.01M+175%	$31.28M-5.7%
Total Cash, Cash Equivalents, and Restricted Cash (Inclusive)	$119.65M+69.5%	$70.58M-17.9%	$86.01M—	——
Cash, Cash Equivalents, and Marketable Securities	$315.48M-5.4%	$333.55M-10.2%	$371.37M+0.1%	$370.9M-29.6%
Derivative Assets - Fair Value	$3.69M-33.7%	$5.57M—	——	——
Derivative Assets - Net Reduction from Master Netting Arrangements	$0—	$0—	——	——
Equipment Installment Plan Receivables, Gross	$1.45B-3.9%	$1.51B-0.2%	$1.51B-0.1%	$1.51B—
Interest-bearing deposits in banks and other financial institutions	$101.38M+94.8%	$52.05M-23.1%	$67.65M+503%	$11.21M-43.9%
Impaired Financing Receivable with No Related Allowance - Unpaid Principal Balance	$4.77M-51.8%	$9.89M—	——	——
Financing Receivables	$1.43B-4.0%	$1.49B-0.1%	$1.49B-0.5%	$1.5B—
Loans and Lending Commitments	$1.43B-4.0%	$1.49B-0.1%	$1.49B-0.5%	$1.5B+57.4%
Net Cash Collateral Received - Derivative Instruments	$1.9M-62.9%	$5.12M—	——	——
Net Derivative Assets/(Liabilities) After Master Netting	$3.69M-33.7%	$5.57M—	——	——
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)	——	——	——	——
Available-for-Sale Debt Securities - Fair Value (No Single Maturity Date)	——	——	——	——
Loans 90+ Days Past Due	$0—	$0—	——	——
Purchased Credit Deteriorated Loans	$1.43B-4.0%	$1.49B-0.1%	$1.49B-0.5%	$1.5B—
Net Investment in Lease	——	——	——	——
Bank Owned Life Insurance	$33.59M+0.2%	$33.51M+2.5%	$32.7M+2.4%	$31.94M+1.6%
Cash and Due from Banks	$18.27M+2.1%	$17.88M-0.3%	$17.94M-10.1%	$19.97M+56.9%
Other intangible assets—net	$1.17M-37.0%	$1.86M-43.2%	$3.27M-31.7%	$4.79M+53.4%
Interest-Bearing Deposits in Banks and Other Financial Institutions	$101.38M+94.8%	$52.05M-23.1%	$67.65M+503%	$11.21M-43.9%
Mortgage Loans On Real Estate	$1.31B-3.8%	$1.36B—	——	——
Operating lease right-of-use assets	——	——	——	——
Other Assets	$34.87M-20.6%	$43.95M-2.9%	$45.26M-9.7%	$50.12M+237%
Operating Lease Right-of-Use Assets in Other Assets	——	——	——	——
Time Deposits Above FDIC Insurance Limit	$104.5M-26.1%	$141.4M—	——	——
Lease Liability Payments - 2020 (Remaining Three Months)	——	——	——	——
Operating Lease Liability Payments - 2024 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2025 (Lessee)	——	——	——	——
Lease Liability Payments - Due Year Two	——	——	——	——
Lease Liability Payments - Due Year Three	——	——	——	——
Lease Liability Payments - Due Year Four	——	——	——	——
Lease Liability Payments - Remainder of Fiscal Year	——	——	——	——
Operating Lease Liability Payments Due	——	——	——	——
Operating Lease Liability - Undiscounted Excess Amount	——	——	——	——
Debt Maturity - 5 to 10 Years	——	——	——	——
Debt Maturity - Over 10 Years	——	——	——	——
Federal Home Loan Bank Borrowings	$45M-30.8%	$65M-18.8%	$80M-33.3%	$120M—
Operating Lease Liability Payments - 2026 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2027 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2028 (Lessee)	——	——	——	——
Operating Lease Liability Payments - 2029 (Lessee)	——	——	——	——
Lease Liability Payments - Due After Year Five	——	——	——	——
Operating Lease Liability Payments - Thereafter (Lessee)	——	——	——	——
Accrued expenses and other liabilities	$34.84M-20.1%	$43.6M+48.4%	$29.39M+25.5%	$23.43M+52.7%
Interest-Bearing Deposit Liabilities	$1.46B-2.5%	$1.5B-1.4%	$1.52B+7.2%	$1.42B+24.3%
Hybrid debt	$0—	$0—	——	——
Total debt	$14.53M-81.8%	$80M0.0%	$80M—	——
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss	$54.8M-28.1%	$76.26M—	——	——
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Accumulated Loss	0-100%	4—	——	——
Common Stock Shares Issued	4.3M+0.3%	4.3M—	——	——
Convertible Preferred Stock Authorized Shares	10M0.0%	10M—	——	——
Convertible Preferred Stock Outstanding Shares	0—	0—	——	——
Additional paid-in capital	$70.33M+0.4%	$70.03M+0.7%	$69.56M+0.8%	$69.03M+127%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$0—	$0—	$0—	$0—
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—
Investments - Gross Unrealized Losses	$315.48M-5.4%	$333.55M—	——	——
Share-Based Payment - Unrecognized Cost of Nonvested Awards	——	——	——	——
Unrealized Gains on Investments	$2K—	$0—	——	——
Unrealized Losses on Investments (Before Tax)	$54.8M-28.3%	$76.41M—	——	——
Nonperforming Loans and Leases Percentage	$4.77M-51.8%	$9.89M-99.3%	$1.51B-0.1%	$1.51B—
Components	369-10.7%	413—	——	——
Fair Value Measurement Disclosure	$3.69M-33.7%	$5.57M—	——	——
Gross Assets/Liabilities	$3.69M-33.7%	$5.57M—	——	——
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax	$54.8M-28.3%	$76.41M—	——	——
Gross Unrealized Gains	$2K—	$0—	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10	——	——	——	——
Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost	——	——	——	——
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One	——	——	——	——
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One	——	——	——	——
Available for sale investments	$316.23M-5.2%	$333.55M-10.2%	$371.37M+0.1%	$370.9M-29.6%
Cash and cash equivalents, end of period	$119.65M+69.5%	$70.58M-17.9%	$86.01M—	——
Common stock, no par value (in dollars per share)	$0.00—	$0.00—	——	——
Common stock, shares authorized (in shares)	$10M0.0%	$10M—	——	——
Common stock, shares issued (in shares)	$4.33M+0.3%	$4.31M—	——	——
Common Stock, Shares, Outstanding	$4.33M+0.3%	$4.31M—	——	——
Debt Securities, Available-for-Sale, Amortized Cost, after Allowance for Credit Loss	$371.03M-9.5%	$409.97M—	——	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss	$54.8M-28.1%	$76.26M—	——	——
Percentage of Total Portfolio in Loss Position	99.8%-0.2%	100%—	——	——
Less than 12 months	$0-100%	$3.31M—	——	——
12 months or more	$315.48M-4.5%	$330.24M—	——	——
Number of Securities, Greater than 12 months	$369-9.8%	$409—	——	——
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss	$0-100%	$156K—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss	$54.8M-28.3%	$76.41M—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	$369-10.7%	$413—	——	——
Debt Securities, Available-for-Sale, Unrealized Loss Position	$315.48M-5.4%	$333.55M—	——	——
Deferred cost reserve, unamortized balance	$2.4M-17.2%	$2.9M—	——	——
Money market deposit account	$381.11M+14.2%	$333.71M—	——	——
Derivative Asset, Subject to Master Netting Arrangement, after Offset	$3.69M-33.7%	$5.57M—	——	——
Derivative Asset, Subject to Master Netting Arrangement, after Offset and Deduction	$1.79M+300%	$448K—	——	——
Derivative Asset, Subject to Master Netting Arrangement, Liability Offset	$0—	$0—	——	——
Derivative, gross, assets	$3.69M-33.7%	$5.57M—	——	——
Unrecognized compensation cost related to non-vested awards	——	——	——	——
2028	——	——	——	——
2031	——	——	——	——
2029	——	——	——	——
2030	——	——	——	——
Federal Home Loan Bank Advances Maturities Summary By Interest Rate Type Fixed Rate Under One Year	——	——	——	——
2026	——	——	——	——
Federal Home Loan Bank Advances Maturities Summary By Interest Rate Type Fixed Rate	——	——	——	——
Federal Home Loan Bank stock, at cost	$6.55M0.0%	$6.55M0.0%	$6.55M0.0%	$6.55M+102%
Accrued interest receivable	$5.7M+7.5%	$5.3M—	——	——
Principal Balance	$1.45B-3.8%	$1.51B—	——	——
Originated, at amortized cost, more than five years before current fiscal year	$438.85M+35.1%	$324.74M—	——	——
2021	$260.86M+23.5%	$211.27M—	——	——
Year one	$132.74M+6.5%	$124.67M—	——	——
Year two	$125.37M-12.4%	$143.1M—	——	——
2022	$257.07M-16.6%	$308.35M—	——	——
2023	$125.5M-57.0%	$291.86M—	——	——
With an allowance	$0—	$0—	——	——
Amortized cost	$106.88M+4.2%	$102.6M—	——	——
Converted to term loans – Amortized cost	$1.55M—	$0—	——	——
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)	$1.61M-34.2%	$2.44M—	——	——
Financing Receivable Undisbursed Loan Funds	$43K-6.5%	$46K—	——	——
Finite Lived Core Deposits Gross	$1.2M-36.8%	$1.9M—	——	——
Lessee Operating Lease Liability Payments Due	——	——	——	——
Lessee Operating Lease Liability Undiscounted Excess Amount	——	——	——	——
Mortgage Loans In Process Of Foreclosure Amount	$1.1M+57.1%	$700K—	——	——
Nonaccrual with Allowance for Credit Loss	$6.39M+66.1%	$3.85M—	——	——
Number of classes existing in loans and leases receivable portfolio	——	——	——	——
Number of properties, other real estate	1—	——	——	——
Off-Balance-Sheet, Credit Loss, Liability	$1.75M-36.0%	$2.74M-20.4%	$3.44M—	——
Operating Lease Weighted Average Discount Rate Percent	——	——	——	——
Preferred Stock, Shares Authorized	$10M0.0%	$10M—	——	——
Preferred Stock, Shares Outstanding	$0—	$0—	——	——
Sharebased Compensation Arrangement By Sharebased Payment Award Options Nonvested Number Of Shares	45.3K+1.7%	44.6K—	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Option, Nonvested, Weighted Average Exercise Price	$36.36-1.0%	$36.74—	——	——
Time Deposits	$499.59M-10.8%	$560.25M—	——	——
Time Deposits, at or Above FDIC Insurance Limit	$104.5M-26.1%	$141.4M—	——	——
Remainder of Fiscal Year 2024	——	——	——	——
Stated Maturities	——	——	——	——

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Questions, answered.

What are Finward Bancorp's total assets?: Finward Bancorp (FNWD) holds $2.0B in total assets, down 1.2% year over year.
How much debt does Finward Bancorp have?: Finward Bancorp carries $14.4M in total debt against $172.4M of shareholders' equity, a debt-to-equity ratio of 0.08.
How much cash does Finward Bancorp have?: Finward Bancorp holds $118.8M in cash and equivalents.
Where does Finward Bancorp's balance sheet data come from?: Every line is extracted from Finward Bancorp's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.