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Finward Bancorp FNWD Return on assets

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Other financials

Income statement

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Revenue$17.5M+12.5%
Net income$2.2M+393%
EPS (diluted)$0.52+373%

Balance sheet

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Cash & equivalents$118.8M+540%
Total debt$14.4M-79.9%
Total equity$172.4M+13.6%
Total assets$2.0B-1.2%

Cash flow

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Operating cash flow$3.6M+195%
CapEx$135.0K-26.2%
Free cash flow$3.5M+188%

Valuation

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Market cap$159.26M+35.3%
Enterprise value$54.91M+88.7%
P/E16.1×-6.0×
P/S2.3×+0.5×

Profitability

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Net margin14.5%+9.1pp
FCF margin24.3%+18.7pp

Returns & leverage

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Return on equity6.1%+3.9pp
Debt / equity0.1×-0.4×

Where this comes from

Calculated from Finward Bancorp’s reported figures.

Based on trailing twelve months.

The official record: Finward Bancorp’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Finward Bancorp's return on assets?
Finward Bancorp (FNWD) reported return on assets of 0.5% in Q1 2026.
How has Finward Bancorp's return on assets changed year-over-year?
Finward Bancorp's return on assets increased by 202.9% year-over-year, from 0.2% to 0.5%.
What is the long-term trend for Finward Bancorp's return on assets?
Over 5 years (2020 to 2025), Finward Bancorp's return on assets has grown at a -18.9% compound annual growth rate (CAGR), from 1.1% to 0.4%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.