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Freedom Holding FRHC Liability for Claims and Claims Adjustment Expense

Liability for Claims and Claims Adjustment Expense at other companies

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Segments

By product

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Vehicle Owners$14.03M+88.1%
Civil Liability$8.37M-17.5%
Compulsory employer liability insurance$8.19M+47.0%
Property Damage$4.99M+3.1%
Life Insurance$4.63M-85.1%
Motor Vehicle$2.43M-34.3%

Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%
Enterprise value$7.89B+24.0%
P/E57.4×
P/S0.0×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Freedom Holding’s 10-Q, filed February 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Freedom Holding's liability for claims and claims adjustment expense?
Freedom Holding (FRHC) reported liability for claims and claims adjustment expense of $462.42M in Q4 2025.
How has Freedom Holding's liability for claims and claims adjustment expense changed year-over-year?
Freedom Holding's liability for claims and claims adjustment expense increased by 41.9% year-over-year, from $325.85M to $462.42M.
What is the long-term trend for Freedom Holding's liability for claims and claims adjustment expense?
Over 3 years (2022 to 2025), Freedom Holding's liability for claims and claims adjustment expense has grown at a 56.5% compound annual growth rate (CAGR), from $98.44M to $376.97M.