What is Freedom Holding's accident insurance — 2?

Freedom Holding (FRHC) reported accident insurance — 2 of 41.3% in Q1 2026.

What does accident insurance — 2 mean?

This metric tracks the net earned premiums for the accident insurance segment, representing the portion of premiums that the company has actually earned by providing coverage during the period. It is the primary revenue figure used to calculate underwriting profitability ratios. It excludes premiums ceded to reinsurers and unearned portions of policies.

Freedom Holding FRHC Accident Insurance — 2

Other product segments

Civil Liability

36%+21.6%

Life Insurance

32.1%+278%

Vehicle Owners

29%-0.7%

Motor Vehicle

24%-5.1%

Property Damage

22%+127%

Compulsory employer liability insurance

19.1%+46.9%

Similar metrics at other companies

LNCAccident and health insurance — Premiums Earned, Net

$951.75M+8.1%

CBAccident And Health Insurance — Net premiums earned

$1.65B+1.8%

JXNAccident and health — Premiums

$0—

ORIAccident and health Insurance — Net premiums earned

$1.38M+1.9%

AXSAccident and health — Net premiums earned

$160.55M-6.1%

METAccident & health insurance — Premiums Earned, Net

$4.48B+3.0%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

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What is Freedom Holding's accident insurance — 2?: Freedom Holding (FRHC) reported accident insurance — 2 of 41.3% in Q1 2026.
What does accident insurance — 2 mean?: This metric tracks the net earned premiums for the accident insurance segment, representing the portion of premiums that the company has actually earned by providing coverage during the period. It is the primary revenue figure used to calculate underwriting profitability ratios. It excludes premiums ceded to reinsurers and unearned portions of policies.