What is Freedom Holding's motor vehicle — 2?

Freedom Holding (FRHC) reported motor vehicle — 2 of 24% in Q1 2026.

What does motor vehicle — 2 mean?

This metric represents a specific actuarial or operational data point related to the motor vehicle insurance segment, typically used for internal loss development analysis. It serves as a component in evaluating the maturity and settlement patterns of the insurance portfolio. It is essential for understanding the underlying trends in claim frequency and severity.

Freedom Holding FRHC Motor Vehicle — 2

Other product segments

Accident Insurance

41.3%-21.3%

Civil Liability

36%+21.6%

Life Insurance

32.1%+278%

Vehicle Owners

29%-0.7%

Property Damage

22%+127%

Compulsory employer liability insurance

19.1%+46.9%

Similar metrics at other companies

CINFPersonal Auto — 2

17.3%+0.7pp

ORICommercial Automobile — Reinsurance recoverable on claim reserves

$2.56B+11.7%

JXNVariable annuity — Effect of changes in assumptions

$3M-50.0%

AXSMotor — Net premiums earned

$31.56M+2.2%

CINFCommercial Auto Line — 2

19.2%-0.1pp

ORICommercial Automobile — Year 2

23.6%+0.2pp

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Freedom Holding's motor vehicle — 2.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Freedom Holding's motor vehicle — 2?: Freedom Holding (FRHC) reported motor vehicle — 2 of 24% in Q1 2026.
What does motor vehicle — 2 mean?: This metric represents a specific actuarial or operational data point related to the motor vehicle insurance segment, typically used for internal loss development analysis. It serves as a component in evaluating the maturity and settlement patterns of the insurance portfolio. It is essential for understanding the underlying trends in claim frequency and severity.