What is Freedom Holding's vehicle owners — 2?

Freedom Holding (FRHC) reported vehicle owners — 2 of 29% in Q1 2026.

What does vehicle owners — 2 mean?

This metric represents the number of active insurance policies in the vehicle segment, serving as a key volume indicator. It tracks the customer base size and market penetration for vehicle insurance products. Growth in this metric indicates successful customer acquisition and market expansion.

Freedom Holding (FRHC) Vehicle Owners — 2

Screener

Other product segments

Accident Insurance

41.3%-21.3%

Civil Liability

36%+21.6%

Life Insurance

32.1%+278%

Motor Vehicle

24%-5.1%

Property Damage

22%+127%

Compulsory employer liability insurance

19.1%+46.9%

Similar metrics at other companies

WTMSpecialty — 2

26.8%-4.0pp

HIPOCasualty Lines — 2

46%—

HIPOProperty Lines — 2

27%—

HGBermuda - Casualty — 2

7%-1.0pp

HGBermuda - Property — 2

40%-2.0pp

HGBermuda - Specialty — 2

20%-1.0pp

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%

Enterprise value$8.6B-14.1%

P/E62.1×—

P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	67%	29%	2%	1%	—%	—%	—%	—%	1%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's vehicle owners — 2?: Freedom Holding (FRHC) reported vehicle owners — 2 of 29% in Q1 2026.
What does vehicle owners — 2 mean?: This metric represents the number of active insurance policies in the vehicle segment, serving as a key volume indicator. It tracks the customer base size and market penetration for vehicle insurance products. Growth in this metric indicates successful customer acquisition and market expansion.