What is Freedom Holding's vehicle owners — 2?

Freedom Holding (FRHC) reported vehicle owners — 2 of 29% in Q1 2026.

What does vehicle owners — 2 mean?

This metric represents the number of active insurance policies in the vehicle segment, serving as a key volume indicator. It tracks the customer base size and market penetration for vehicle insurance products. Growth in this metric indicates successful customer acquisition and market expansion.

Freedom Holding FRHC Vehicle Owners — 2

Other product segments

Accident Insurance

41.3%-21.3%

Civil Liability

36%+21.6%

Life Insurance

32.1%+278%

Motor Vehicle

24%-5.1%

Property Damage

22%+127%

Compulsory employer liability insurance

19.1%+46.9%

Similar metrics at other companies

ORICommercial Automobile — Year 2

23.6%+0.2pp

CBInsurance, Other — Policyholders' account balances

$2.69B+12.6%

AFLOther — Issuances

$476M+102%

ORICommercial Automobile — Year 5

6.5%+0.1pp

CINFCommercial Auto Line — 5

6.8%-0.8pp

BRK.AInsurance And Other — Total Assets

$1T+8.4%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Freedom Holding's vehicle owners — 2.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Freedom Holding's vehicle owners — 2?: Freedom Holding (FRHC) reported vehicle owners — 2 of 29% in Q1 2026.
What does vehicle owners — 2 mean?: This metric represents the number of active insurance policies in the vehicle segment, serving as a key volume indicator. It tracks the customer base size and market penetration for vehicle insurance products. Growth in this metric indicates successful customer acquisition and market expansion.