What is Freedom Holding's property damage — 2?

Freedom Holding (FRHC) reported property damage — 2 of 22% in Q1 2026.

What does property damage — 2 mean?

This metric represents the net earned premiums for the property damage segment, which is the portion of premiums recognized as revenue after accounting for reinsurance and the passage of time. It is a key driver of the segment's revenue and is used to calculate the loss ratio. It reflects the actual revenue generated from insurance coverage provided.

Freedom Holding (FRHC) Property Damage — 2

Screener

Other product segments

Accident Insurance

41.3%-21.3%

Civil Liability

36%+21.6%

Life Insurance

32.1%+278%

Vehicle Owners

29%-0.7%

Motor Vehicle

24%-5.1%

Compulsory employer liability insurance

19.1%+46.9%

Similar metrics at other companies

HIPOProperty Lines — 2

27%—

HGBermuda - Property — 2

40%-2.0pp

HGInternational - Property — 2

47%+3.0pp

WTMProperty and Accident & Health — 2

31.9%-0.9pp

WTMSpecialty — 2

26.8%-4.0pp

HIPOCasualty Lines — 2

46%—

Other financials

Income statement

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Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

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Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%

Enterprise value$8.6B-14.1%

P/E62.1×—

P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

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Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed: Jun 1, 2026, 4:21 PM EDT
Fiscal year: FY2026
Accession: 0000924805-26-000012


Years	1	2	3	4	5	6	7	8	9
Average annual percentage payout	21%	22%	30%	22%	6%	—%	—%	—%	—%

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's property damage — 2?: Freedom Holding (FRHC) reported property damage — 2 of 22% in Q1 2026.
What does property damage — 2 mean?: This metric represents the net earned premiums for the property damage segment, which is the portion of premiums recognized as revenue after accounting for reinsurance and the passage of time. It is a key driver of the segment's revenue and is used to calculate the loss ratio. It reflects the actual revenue generated from insurance coverage provided.