What is Freedom Holding's life insurance — discounted PVEFPB?

Freedom Holding (FRHC) reported life insurance — discounted PVEFPB of $18.78M in Q1 2026.

What does life insurance — discounted PVEFPB mean?

Represents the Present Value of Future Policy Benefits for life insurance contracts after applying a discount rate to reflect the time value of money. This provides a more accurate economic valuation of the company's long-term liabilities. It is a critical component in determining the solvency and capital requirements of the life insurance segment.

Freedom Holding FRHC Life Insurance — Discounted PVEFPB

Similar metrics at other companies

GLLife — PV of expected future policy benefits, At current discount rates

$26.61B-0.7%

GLLife — PV of expected future policy benefits, Not discounted

$80.51B+0.8%

CINFTerm Life Insurance — Discounted expected future benefit payments

$2.76B+2.1%

GLOther — PV of expected future policy benefits, At current discount rates

397,930,900,000%-3,067,000,000pp

GLHealth — PV of expected future policy benefits, At current discount rates

$10.34B+17.8%

CINFTerm Life Insurance — Present value of expected future policy benefits less expected net premiums

$1.07B+2.7%

Other financials

Income statement

See full

Revenue$503.1M+68.6%

Gross profit$477.9M+67.1%

Net income$8.0M—

EPS (diluted)$0.13—

Balance sheet

See full

Cash & equivalents$966.1M-41.3%

Total debt$48.8M+20.5%

Total equity$1.5B+21.6%

Total assets$13.2B+32.7%

Cash flow

See full

Operating cash flow$717.8M—

CapEx$23.0M-15.8%

Free cash flow-$1.6B-220%

Valuation

See full

Market cap$8.81B+10.6%

Enterprise value$7.89B+24.0%

P/E57.4×—

P/S4×0.0×

Profitability

See full

Gross margin96.4%-2.1pp

Operating margin-28%—

Net margin7%—

FCF margin-0.6%—

Returns & leverage

See full

Return on equity11.3%—

Debt / equity0×0.0×

Current ratio1×—

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFutureGrossPremiumDiscountedBeforeReinsurance.

The official record: Freedom Holding’s 10-K, filed June 1, 2026, on SEC EDGAR. View the filing →

Ask your AI about Freedom Holding's life insurance — discounted pvefpb.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Freedom Holding's life insurance — discounted PVEFPB?: Freedom Holding (FRHC) reported life insurance — discounted PVEFPB of $18.78M in Q1 2026.
What does life insurance — discounted PVEFPB mean?: Represents the Present Value of Future Policy Benefits for life insurance contracts after applying a discount rate to reflect the time value of money. This provides a more accurate economic valuation of the company's long-term liabilities. It is a critical component in determining the solvency and capital requirements of the life insurance segment.