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Five Star Bancorp FSBC Data processing and equipment

Data processing and equipment at other companies

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Equity BancsharesEQBK
$5.19M+2.7%
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$342K+7.9%
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$356K+11.3%
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$733K+10.1%
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$4.9M+96.5%
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FB Bancorp, Inc.FBLA

Other financials

Income statement

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Revenue$48.0M+25.1%
Net income$19.4M+33.7%
EPS (diluted)$0.91+33.8%

Balance sheet

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Cash & equivalents$685.1M+41.6%
Total debt$11.3M+45.4%
Total equity$473.8M+13.7%
Total assets$5.4B+21.8%

Cash flow

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Operating cash flow$23.7M+33.1%
CapEx$441.0K+80.7%
Free cash flow$23.2M+32.4%

Valuation

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Market cap$1.13B+78.2%
Enterprise value$456.71M+188%
P/E15.7×+3.5×
P/S6.4×+1.8×

Profitability

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Net margin40.5%+3.6pp
FCF margin45.3%-3.2pp

Returns & leverage

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Return on equity16.2%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Five Star Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The source filing: Five Star Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054141
(in thousands, except per share amounts)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Non-interest expense:
Salaries and employee benefits11,4218,91022,85118,044
Occupancy and equipment8736571,7021,294
Data processing and software1,7091,5083,2602,965
Federal Deposit Insurance Corporation (“FDIC”) insurance5854701,130925
Professional services9529181,8781,831
Advertising and promotional9598651,7031,387
Loan-related expenses304423551742

Item 1. Financial Statements (unaudited)

FAQ

What is Five Star Bancorp's data processing and equipment?
Five Star Bancorp (FSBC) reported data processing and equipment of $1.71M in Q2 2026.
How has Five Star Bancorp's data processing and equipment changed year-over-year?
Five Star Bancorp's data processing and equipment increased by 13.3% year-over-year, from $1.51M to $1.71M.
What is the long-term trend for Five Star Bancorp's data processing and equipment?
Over 4 years (2021 to 2025), Five Star Bancorp's data processing and equipment has grown at a 25.2% compound annual growth rate (CAGR), from $2.49M to $6.12M.
What does data processing and equipment mean?
This metric captures the costs associated with maintaining core banking systems, digital platforms, and data processing infrastructure. It reflects the bank's investment in technological capabilities required to support customer transactions and operational efficiency. Rising costs in this area often indicate digital transformation initiatives or increased reliance on third-party software providers.

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