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Pathfinder Bancorp PBHC Data processing and equipment

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Other financials

Income statement

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Revenue$11.5M-9.0%
Net income$2.4M-18.9%
EPS (diluted)$0.47+14.6%

Balance sheet

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Cash & equivalents$39.2M-23.9%
Total debt$45.0M-28.5%
Total equity$123.6M-1.1%
Total assets$1.4B-4.9%

Cash flow

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Operating cash flow-$241.0K-104%
CapEx$248.0K-61.1%
Free cash flow-$489.0K-110%

Valuation

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Market cap$99.35M+8.2%
Enterprise value$105.15M-39.8%
P/S2.2×+0.4×

Profitability

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Net margin-5.5%-13.6pp
FCF margin44.5%

Returns & leverage

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Return on equity-2%-5.4pp
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Pathfinder Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: Pathfinder Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Pathfinder Bancorp's data processing and equipment?
Pathfinder Bancorp (PBHC) reported data processing and equipment of $733K in Q1 2026.
How has Pathfinder Bancorp's data processing and equipment changed year-over-year?
Pathfinder Bancorp's data processing and equipment increased by 10.1% year-over-year, from $666K to $733K.
What is the long-term trend for Pathfinder Bancorp's data processing and equipment?
Over 4 years (2021 to 2025), Pathfinder Bancorp's data processing and equipment has grown at a 1.1% compound annual growth rate (CAGR), from $2.56M to $2.67M.
What does data processing and equipment mean?
This represents the costs associated with maintaining the bank's digital infrastructure, software licensing, and data processing services. As banking becomes increasingly digitized, this metric reflects the investment in cybersecurity, customer-facing platforms, and operational automation. It is a critical indicator of the bank's commitment to technological modernization and operational scalability.