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FS Bancorp, Inc. FSBW Noninterest-bearing deposits

Noninterest-bearing deposits at other companies

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$164.11M-11.5%

Other financials

Income statement

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Revenue$1.2M-96.8%
Net income$7.8M-2.4%
EPS (diluted)$1.16+39.8%

Balance sheet

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Cash & equivalents$38.7M-38.3%
Total debt$172.9M+134%
Total equity$313.9M+5.0%
Total assets$3.2B+4.5%

Cash flow

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Operating cash flow$8.7M+6.6%
CapEx$273.0K-22.0%
Free cash flow$8.4M+7.8%

Valuation

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Market cap$316.6M+7.8%
Enterprise value$450.77M+47.8%
P/E9.6×+1.1×
P/S7.9×-0.7×

Profitability

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Net margin24.4%-1.2pp
FCF margin70%-67.3pp

Returns & leverage

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Return on equity10.8%-1.2pp
Debt / equity0.6×+0.3×

Where this comes from

Reported directly by FS Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDepositLiabilities.

The official record: FS Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FS Bancorp, Inc.'s noninterest-bearing deposits?
FS Bancorp, Inc. (FSBW) reported noninterest-bearing deposits of $653.69M in Q1 2026.
How has FS Bancorp, Inc.'s noninterest-bearing deposits changed year-over-year?
FS Bancorp, Inc.'s noninterest-bearing deposits decreased by 3.4% year-over-year, from $676.71M to $653.69M.
What is the long-term trend for FS Bancorp, Inc.'s noninterest-bearing deposits?
Over 5 years (2020 to 2025), FS Bancorp, Inc.'s noninterest-bearing deposits has grown at a 12.6% compound annual growth rate (CAGR), from $362.85M to $658.12M.
What does noninterest-bearing deposits mean?
Noninterest-bearing deposits consist of demand deposit accounts that do not pay interest to the customer, serving as a primary source of low-cost funding for the bank. A higher proportion of these deposits significantly improves the bank's net interest margin by reducing the overall cost of funds. This metric is a key indicator of the bank's ability to attract and retain core operating accounts from commercial and retail clients.