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First Seacoast Bancorp

FSEA

First Seacoast Bancorp, Inc. is a savings and loan holding company that operates primarily through its subsidiary, First Seacoast Bank.

Market cap
$79.05M+48.3%
Revenue$15.8M-1.9%
Net income-$750.0K-2,183%
Free cash flow-$547.0K+82.8%
EPS (diluted)-$0.22-1,000%
Trailing twelve months · change vs. prior year

Earnings

Next report

Date not yet announced

Financials

Q1 2026

Income statement

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Revenue$3.9M+11.2%
Net income-$508.0K+15.8%
EPS (diluted)-$0.12+14.3%

Balance sheet

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Total debt$7.7M+8.2%
Total equity$62.6M+2.3%
Total assets$588.8M-0.6%

Cash flow

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Operating cash flow$547.0K-4.5%
CapEx$346.0K+1,016%
Free cash flow$201.0K-62.9%

Valuation & ratios

Valuation

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Market cap$79.05M+48.3%
P/S+1.2×

Profitability

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Net margin-4.7%-5.0pp

Returns & leverage

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Return on equity-1.2%-1.3pp
Debt / equity0.1×0.0×

Competitors

Profile

First Seacoast Bancorp, Inc. is a savings and loan holding company that operates primarily through its subsidiary, First Seacoast Bank. The company provides a range of community-focused financial services, including retail and commercial banking, to residents and businesses in the Seacoast region of New Hampshire and southern Maine. Its core value proposition centers on local market knowledge, personalized customer service, and community-based decision-making.

Competitive position

A community-oriented regional bank competing through local relationships and specialized services against larger national and regional institutions.

GeographiesNew Hampshire, Maine, United States
Customer segmentsRetail, Commercial, SME
Business modelTraditional Banking, Asset Management, Brokerage Services
SuppliersFederal Home Loan Bank, Depositors, Third-party registered broker-dealers, Technology and core system providers
CustomersResidential homebuyers, Commercial real estate investors, Local business enterprises, Retail banking customers
Listed2019
Employees76.0
CEOJames R. Brannen
FilingsSEC EDGAR

Questions, answered.

What is First Seacoast Bancorp's market cap?
First Seacoast Bancorp (FSEA) has a market capitalization of $79.1M and trades on NASDAQ.
What is First Seacoast Bancorp's revenue and profitability?
First Seacoast Bancorp generated $15.8M in trailing twelve-month revenue with a net loss of $750.0K, representing a net margin of -4.7%, with free cash flow of -$547.0K. These figures are based on the Q1 2026 filing.
Who are First Seacoast Bancorp's competitors?
First Seacoast Bancorp's key competitors include Seacoast Banking Corp of Florida, Eastern Bankshares, Inc. Common Stock, First Bancorp, Inc. (ME), and others. These companies compete in similar markets and product categories.
Who does First Seacoast Bancorp partner with?
First Seacoast Bancorp's notable partners include Federal Home Loan Bank.
What subsidiaries does First Seacoast Bancorp have?
First Seacoast Bancorp's subsidiaries include First Seacoast Bank, First Seacoast Community Foundation, Inc..
Where is First Seacoast Bancorp headquartered?
First Seacoast Bancorp is headquartered in United States of America and employs approximately 76 people. It has been publicly traded since 2019.