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First Seacoast Bancorp FSEA Net margin

Net margin at other companies

PRO

Provident Financial HoldingsPROV

15.5%-1.3pp

First BancorpFNLC

37%+3.4pp

Peoples Bancorp of North CarolinaPEBK

20.5%—

Home BancorpHBCP

30.7%+3.1pp

SBC

Seacoast Banking Corporation of FloridaSBCF

21.5%-2.3pp

First Community CorporationFCCO

24.7%+2.5pp

Other financials

Income statement

Revenue$3.9M+11.2%

Net income-$508.0K+15.8%

EPS (diluted)-$0.12+14.3%

Balance sheet

Total debt$7.7M+8.2%

Total equity$62.6M+2.3%

Total assets$588.8M-0.6%

Cash flow

Operating cash flow$547.0K-4.5%

CapEx$346.0K+1,016%

Free cash flow$201.0K-62.9%

Valuation

Market cap$79.1M+49.2%

P/S5×+1.2×

Profitability

FCF margin-18.3%—

Returns & leverage

Return on equity-1.2%-1.3pp

Debt / equity0.1×0.0×

Where this comes from

Calculated from First Seacoast Bancorp’s reported figures.

net income/total revenue=-4.7%

Based on trailing twelve months.

The official record: First Seacoast Bancorp’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Seacoast Bancorp's net margin?: First Seacoast Bancorp (FSEA) reported net margin of -4.7% in Q1 2026.
How has First Seacoast Bancorp's net margin changed year-over-year?: First Seacoast Bancorp's net margin decreased by 2223.8% year-over-year, from 0.2% to -4.7%.
What is the long-term trend for First Seacoast Bancorp's net margin?: Over 3 years (2021 to 2025), First Seacoast Bancorp's net margin has grown at a -29.9% compound annual growth rate (CAGR), from 15.9% to -5.5%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.