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FVCBankcorp, Inc. FVCB Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Five Star Bancorp logo
Five Star BancorpFSBC
$225K+39.8%
BV Financial, Inc. logo
BV Financial, Inc.BVFL
$86K-1.1%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$853K-17.3%

Other financials

Income statement

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Revenue$11.0K-8.3%
Net income$6.4M+23.6%
EPS (diluted)$0.35+25.0%

Balance sheet

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Cash & equivalents$8.0M+10.9%
Total debt$6.1M-16.3%
Total equity$260.3M+7.4%
Total assets$2.3B+4.2%

Cash flow

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Operating cash flow$7.6M+40.8%
CapEx$12.0K-25.0%
Free cash flow$7.6M+41.0%

Valuation

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Market cap$314.94M+48.1%
P/E13.5×+3.1×
P/S176.9×+41.0×

Profitability

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Net margin1,307.8%-243pp
FCF margin1,462.2%+120pp

Returns & leverage

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Return on equity9.3%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by FVCBankcorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: FVCBankcorp, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FVCBankcorp, Inc.'s bank owned life insurance income?
FVCBankcorp, Inc. (FVCB) reported bank owned life insurance income of $73K in Q1 2026.
How has FVCBankcorp, Inc.'s bank owned life insurance income changed year-over-year?
FVCBankcorp, Inc.'s bank owned life insurance income increased by 4.3% year-over-year, from $70K to $73K.
What is the long-term trend for FVCBankcorp, Inc.'s bank owned life insurance income?
Over 4 years (2021 to 2025), FVCBankcorp, Inc.'s bank owned life insurance income has grown at a -26.7% compound annual growth rate (CAGR), from $995K to $288K.
What does bank owned life insurance income mean?
This represents the earnings or increases in the cash surrender value of life insurance policies purchased by the bank on the lives of key employees. It is a tax-advantaged financial instrument used by banks to offset the costs of employee benefit plans. Fluctuations in this income reflect changes in the underlying policy performance and the bank's long-term benefit funding strategy.