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Greene County Bancorp GCBC Debt Issuance Proceeds

Debt Issuance Proceeds at other companies

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CTB
Community Trust BancorpCTBI
$25M

Other financials

Income statement

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Revenue$25.0M+22.0%
Net income$11.3M+21.5%
EPS (diluted)$0.67+21.8%

Balance sheet

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Cash & equivalents$144.9M-20.9%
Total debt$119.0M+55.8%
Total equity$277.8M+16.3%
Total assets$3.2B+4.7%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$588.57M+47.2%
Enterprise value$562.67M+92.5%
P/E14.4×+1.5×
P/S6.4×+1.1×

Profitability

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Net margin44.3%+3.0pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.9%+1.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The source filing: Greene County Bancorp’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 10:10 AM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q1 2026
Accession
0001140361-26-019837
Line itemFor the three months ended March 31, 2026For the three months ended March 31, 2025For the nine months ended March 31, 2026For the nine months ended March 31, 2025
Total interest income32,57829,77997,69886,966
Interest expense:
Interest on deposits11,97512,99939,26341,543
Interest on borrowings4175691,6702,008
Total interest expense12,39213,56840,93343,551
Net interest income20,18616,21156,76543,415
Provision for credit losses4511,0841,9072,196
Net interest income after provision for credit losses19,73515,12754,85841,219

Cover / Front Matter

FAQ

What is Greene County Bancorp's debt issuance proceeds?
Greene County Bancorp (GCBC) reported debt issuance proceeds of $417K in Q1 2026.
How has Greene County Bancorp's debt issuance proceeds changed year-over-year?
Greene County Bancorp's debt issuance proceeds decreased by 26.7% year-over-year, from $569K to $417K.
What does debt issuance proceeds mean?
Cash received from issuing bonds, notes, term loans, and other debt instruments in the capital markets or from bank lending.

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