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Debt Issuance Proceeds at other companies

M&T Bank logo
M&T BankMTB
$508M-31.6%
CTB
Community Trust BancorpCTBI
$25M
Greene County Bancorp logo
Greene County BancorpGCBC
$417K-26.7%
Midland States Bancorp logo
Midland States BancorpMSBI
$0-100%
HBT
HBT Financial, Inc.HBT
$0
PRO
Provident Financial HoldingsPROV
$15M+200%

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$386.71M+44.7%
Enterprise value$741.31M+39.6%
P/E9.4×+1.0×
P/S3.3×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479

FAQ

What is Citizens Financial Services, Inc.'s debt issuance proceeds?
Citizens Financial Services, Inc. (CZFS) reported debt issuance proceeds of $2.65M in Q2 2026.
How has Citizens Financial Services, Inc.'s debt issuance proceeds changed year-over-year?
Citizens Financial Services, Inc.'s debt issuance proceeds decreased by 27.4% year-over-year, from $3.65M to $2.65M.
What is the long-term trend for Citizens Financial Services, Inc.'s debt issuance proceeds?
Over 2 years (2023 to 2025), Citizens Financial Services, Inc.'s debt issuance proceeds has grown at a -100.0% compound annual growth rate (CAGR), from $50M to $0.
What does debt issuance proceeds mean?
Cash received from issuing bonds, notes, term loans, and other debt instruments in the capital markets or from bank lending.

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