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Greene County Bancorp GCBC Effective tax rates

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Other financials

Income statement

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Revenue$25.0M+22.0%
Net income$11.3M+21.5%
EPS (diluted)$0.67+21.8%

Balance sheet

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Cash & equivalents$144.9M-20.9%
Total debt$119.0M+55.8%
Total equity$277.8M+16.3%
Total assets$3.2B+4.7%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$584.14M+47.2%
Enterprise value$558.24M+92.5%
P/E14.2×+1.5×
P/S6.3×+1.0×

Profitability

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Net margin44.3%+3.0pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.9%+1.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateContinuingOperations.

The source filing: Greene County Bancorp’s 10-K, filed September 5, 2025.

Filed
Sep 5, 2025
Fiscal year
FY2025
Accession
0001140361-25-034176
Line item20252024
Tax based on federal statutory rate21.00%21.00%
State income taxes, net of federal benefit2.14(0.44)
Tax-exempt income(11.71)(12.61)
Other, net(1.25)(0.31)
Total income tax expense10.18%7.64%

ITEM 8.

FAQ

What is Greene County Bancorp's effective tax rates?
Greene County Bancorp (GCBC) reported effective tax rates of $0.1 in Q2 2025.
How has Greene County Bancorp's effective tax rates changed year-over-year?
Greene County Bancorp's effective tax rates increased by 33.2% year-over-year, from $0.08 to $0.1.
What does effective tax rates mean?
This metric measures the actual income tax expense as a percentage of income from continuing operations. It reflects the company's total tax liability after accounting for all credits, deductions, and jurisdictional tax variations. It is a key indicator of the company's overall tax management strategy and bottom-line profitability.

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