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Trustco Bank Corp TRST Effective tax rates

Effective tax rates at other companies

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Greene County BancorpGCBC
10.2%+2.5pp
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Capital City Bank GroupCCBG
24.7%+3.5pp
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19.2%+1.3pp
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$0.08+8.3%

Other financials

Income statement

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Revenue$51.5M+10.5%
Net income$17.0M+12.8%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$696.6M-2.4%
Total debt$144.7M+18.9%
Total equity$656.0M-5.3%
Total assets$6.5B+2.8%

Cash flow

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Operating cash flow$28.0M+3.5%
CapEx$2.5M+17.5%
Free cash flow$25.5M+2.3%

Valuation

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Market cap$930.92M+47.9%
Enterprise value$379.02M+914%
P/E14.3×+2.5×
P/S4.7×+1.2×

Profitability

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Net margin33%+3.1pp
FCF margin30.3%+2.8pp

Returns & leverage

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Return on equity9.6%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateContinuingOperations.

The source filing: Trustco Bank Corp’s 10-K, filed March 16, 2026. Open the filing →

Filed
Mar 16, 2026, 3:05 PM EDT
Fiscal year
FY2025
Accession
0001140361-26-009576

FAQ

What is Trustco Bank Corp's effective tax rates?
Trustco Bank Corp (TRST) reported effective tax rates of $0.06 in Q4 2025.
How has Trustco Bank Corp's effective tax rates changed year-over-year?
Trustco Bank Corp's effective tax rates increased by 2.1% year-over-year, from $0.06 to $0.06.
What is the long-term trend for Trustco Bank Corp's effective tax rates?
Over 2 years (2023 to 2025), Trustco Bank Corp's effective tax rates has grown at a -0.2% compound annual growth rate (CAGR), from $0.24 to $0.24.
What does effective tax rates mean?
The effective income tax rate is the average rate at which a company's pre-tax profits from continuing operations are taxed. It reflects the combined impact of federal, state, and local taxes, as well as tax credits and non-deductible items. This is a primary metric for evaluating the company's overall tax management and regulatory environment.

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