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Green Dot GDOT Obligations to customers

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Other financials

Income statement

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Revenue$656.2M+17.4%
Operating income$69.0M+13.7%
Net income$53.8M+109%

Balance sheet

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Cash & equivalents$1.6B-7.1%
Total debt$65.5M-10.7%
Total equity$940.5M-0.8%
Total assets$6.7B+16.1%

Cash flow

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Operating cash flow$95.1M-12.6%
CapEx$19.0M-2.0%
Free cash flow$76.0M-14.9%

Valuation

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Market cap$759.55M+45.0%
Enterprise value-$821.34M-30.1%
P/S0.4×+0.1×

Profitability

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Operating margin3.9%
Net margin-3.3%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-7.5%
Debt / equity0.1×0.0×
Current ratio0.5×-0.1×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept gdot:ClientFundsHeld.

The official record: Green Dot’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Green Dot's obligations to customers?
Green Dot (GDOT) reported obligations to customers of $294.64M in Q1 2026.
How has Green Dot's obligations to customers changed year-over-year?
Green Dot's obligations to customers increased by 25.4% year-over-year, from $234.88M to $294.64M.
What is the long-term trend for Green Dot's obligations to customers?
Over 5 years (2020 to 2025), Green Dot's obligations to customers has grown at a 24.5% compound annual growth rate (CAGR), from $95.38M to $284.98M.
What does obligations to customers mean?
This represents the total balance of funds held on behalf of customers in deposit accounts or digital wallets that the company is obligated to repay upon demand. It serves as a primary indicator of the scale of the company's platform usage and the volume of customer deposits managed.