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Green Dot GDOT Provision for Credit Losses

Provision for Credit Losses at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$45.62M+29.3%
The Bancorp logo
The BancorpTBBK
$27.6M-41.1%
Flagstar Bank
 logo
Flagstar Bank FLG
$0-100%
Great Southern Bancorp logo
Great Southern BancorpGSBC
$0
Eagle Bancorp logo
Eagle BancorpEGBN
$13.38M-49.0%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
-$1.8M-186%

Other financials

Income statement

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Revenue$656.2M+17.4%
Operating income$69.0M+13.7%
Net income$53.8M+109%

Balance sheet

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Cash & equivalents$1.6B-7.1%
Total debt$65.5M-10.7%
Total equity$940.5M-0.8%
Total assets$6.7B+16.1%

Cash flow

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Operating cash flow$95.1M-12.6%
CapEx$19.0M-2.0%
Free cash flow$76.0M-14.9%

Valuation

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Market cap$759.55M+45.0%
Enterprise value-$821.34M-30.1%
P/S0.4×+0.1×

Profitability

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Operating margin3.9%
Net margin-3.3%
FCF margin9%-2.5pp

Returns & leverage

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Return on equity-7.5%
Debt / equity0.1×0.0×
Current ratio0.5×-0.1×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: Green Dot’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Green Dot's provision for credit losses?
Green Dot (GDOT) reported provision for credit losses of $2.56M in Q1 2026.
How has Green Dot's provision for credit losses changed year-over-year?
Green Dot's provision for credit losses decreased by 10.8% year-over-year, from $2.86M to $2.56M.
What is the long-term trend for Green Dot's provision for credit losses?
Over 4 years (2021 to 2025), Green Dot's provision for credit losses has grown at a -10.4% compound annual growth rate (CAGR), from $19.82M to $12.77M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.