What does tax credit carryforward valuation allowance mean?

This is a contra-asset account that reduces the carrying value of tax credit carryforwards when it is more likely than not that some or all of the credits will not be realized. It reflects management's assessment of the company's ability to generate sufficient future taxable income. A high allowance suggests uncertainty regarding the realization of tax benefits.

Green Dot GDOT Tax Credit Carryforward Valuation Allowance

Tax Credit Carryforward Valuation Allowance at other companies

Pathward Financial, Inc.CASH

$3.6M+20.0%

Flagstar Bank FLG

$4M0.0%

1st Source CorporationSRCE

$0—

Banner CorporationBANR

$184K0.0%

Columbia Financial, Inc.CLBK

$0—

Other financials

Income statement

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Revenue$656.2M+17.4%

Operating income$69.0M+13.7%

Net income$53.8M+109%

Balance sheet

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Cash & equivalents$1.6B-7.1%

Total debt$65.5M-10.7%

Total equity$940.5M-0.8%

Total assets$6.7B+16.1%

Cash flow

See full

Operating cash flow$95.1M-12.6%

CapEx$19.0M-2.0%

Free cash flow$76.0M-14.9%

Valuation

See full

Market cap$759.55M+45.0%

Enterprise value-$821.34M-30.1%

P/S0.4×+0.1×

Profitability

See full

Operating margin3.9%—

Net margin-3.3%—

FCF margin9%-2.5pp

Returns & leverage

See full

Return on equity-7.5%—

Debt / equity0.1×0.0×

Current ratio0.5×-0.1×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetsValuationAllowance.

The official record: Green Dot’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Green Dot's tax credit carryforward valuation allowance?: Green Dot (GDOT) reported tax credit carryforward valuation allowance of $21.6M in Q4 2025.
What does tax credit carryforward valuation allowance mean?: This is a contra-asset account that reduces the carrying value of tax credit carryforwards when it is more likely than not that some or all of the credits will not be realized. It reflects management's assessment of the company's ability to generate sufficient future taxable income. A high allowance suggests uncertainty regarding the realization of tax benefits.