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GEMI GEMI Payments To Acquire Credit Card Receivable

Payments To Acquire Credit Card Receivable at other companies

Robinhood Markets, Inc. logo
Robinhood Markets, Inc.HOOD
$2.52B+359%
BILL Holdings logo
BILL HoldingsBILL
$100.74M-34.3%
Jackson Financial logo
Jackson FinancialJXN
$724M+84.7%
Dine Brands Global logo
Dine Brands GlobalDIN
$0-100%
Edwards Lifesciences logo
Edwards LifesciencesEW
$55.2M+210%
Schneider National logo
Schneider NationalSNDR
$0-100%

Other financials

Income statement

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Revenue$50.3M+42.3%
Operating income-$94.2M-96.1%
Net income-$109.0M+27.0%
EPS (diluted)-$0.93+96.9%

Balance sheet

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Cash & equivalents$803.1M+39.1%
Total debt$25.7M
Total equity$456.1M+149%
Total assets$1.5B

Cash flow

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Operating cash flow-$54.4M-196%
CapEx$127.0K-32.4%
Free cash flow-$54.6M-193%

Valuation

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Market cap$494.35M-87.2%
Enterprise value-$283.08M
P/S2.5×

Profitability

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Operating margin-201.4%
Net margin-278.9%
FCF margin-212%

Returns & leverage

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Return on equity225%
Debt / equity0.1×
Current ratio1.3×

Where this comes from

Reported directly by GEMI in its filing.

Tagged under the XBRL concept gemi:PaymentsToAcquireCreditCardReceivable.

The official record: GEMI’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is GEMI's payments to acquire credit card receivable?
GEMI (GEMI) reported payments to acquire credit card receivable of $489.31M in Q1 2026.
How has GEMI's payments to acquire credit card receivable changed year-over-year?
GEMI's payments to acquire credit card receivable increased by 309.5% year-over-year, from $119.49M to $489.31M.
What does payments to acquire credit card receivable mean?
This metric represents the cash outflows associated with purchasing credit card receivables from third-party originators or customers. It indicates the company's involvement in credit-based financial services and its strategy to generate interest income or fee revenue. High levels of acquisition suggest a business model focused on expanding its consumer credit footprint.