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General Motors GM Non Us — GM Financial

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Other financials

Income statement

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Revenue$43.6B-0.9%
Gross profit$6.6B
Operating income$2.9B-12.7%
Net income$2.6B-5.6%
EPS (diluted)$2.82-15.8%

Balance sheet

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Cash & equivalents$24.1B+0.1%
Total debt$266.0M+4.7%
Total equity$62.7B-2.7%
Total assets$280.97B-0.4%

Cash flow

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Operating cash flow$3.0B-51.3%
CapEx$1.5B-16.7%
Free cash flow$1.4B-66.1%

Valuation

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Market cap$70.81B+52.8%
P/E8.2×0.0×
P/S0.4×+0.1×

Profitability

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Gross margin20.8%
Operating margin4.3%-2.4pp
Net margin6.1%+0.2pp
FCF margin8%+1.0pp

Returns & leverage

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Return on equity15.2%+0.9pp
Debt / equity0.0×
Current ratio1.2×-0.1×

Where this comes from

Reported directly by General Motors in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The official record: General Motors’s 10-K, filed January 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is General Motors's non us — GM financial?
General Motors (GM) reported non us — GM financial of $618M in Q4 2025.
How has General Motors's non us — GM financial changed year-over-year?
General Motors's non us — GM financial increased by 9.3% year-over-year, from $565.25M to $618M.
What is the long-term trend for General Motors's non us — GM financial?
Over 4 years (2021 to 2025), General Motors's non us — GM financial has grown at a 9.8% compound annual growth rate (CAGR), from $1.7B to $2.47B.
What does non us — GM financial mean?
This metric tracks the financial services and lending activity specifically attributed to the company's international operations. It encompasses revenue or earnings derived from financing, leasing, and insurance products offered to international customers and dealers. It serves as a proxy for the health and volume of the captive finance arm's support for international vehicle sales.