Operating

Granite Point Mortgage Trust·Cash Flow Statement·20 metrics

Breakdown

Metric	Q2 '24	Q3 '24	Q4 '24	Q1 '25	Q2 '25	Q3 '25	Q4 '25	Q1 '26
Change in other liabilities	—	-$113K	-$1.3M	-$3.8M	—	$3.2M	-$1.2M	-$3.8M
Net income	-$63.1M	-$31M	-$38.8M	-$7M	-$13.4M	$3M	-$23.8M	-$2.4M
Net cash from operating activities	$987K	$6.1M	$30K	-$5.7M	—	—	$3.1M	-$2.4M
Depreciation and amortization	$1.2M	$2M	$1.9M	$1.5M	$2.2M	$2.2M	$2.2M	$2M
Amortization of Investment Discount and Premium	$1.3M	$878K	$865K	$2M	$1.3M	$1.4M	$988K	$2M
Accretion (amortization) of discounts and premiums on investments	$1.3M	$878K	$865K	$2M	$1.3M	$1.4M	$988K	$2M
Accretion (Amortization) of Investment Discounts and Premiums	$1.3M	$878K	$865K	$2M	$1.3M	$1.4M	$988K	$2M
Accretion (Amortization) of Discounts and Premiums, Investments	$1.3M	$878K	$865K	$2M	$1.3M	$1.4M	$988K	$2M
Accretion (Amortization) of Investment Discounts and Premiums	$1.3M	$878K	$865K	$2M	$1.3M	$1.4M	$988K	$2M
Change in other assets	$3.4M	$0	$32K	$1.5M	$1.8M	$2.5M	—	-$1.8M
Increase (Decrease) in Other Operating Assets	$3.4M	$0	$32K	$1.5M	$1.8M	$2.5M	—	-$1.8M
Stock-based compensation	$1.5M	$2.5M	$400K	$2.4M	$2.2M	$896K	$1M	$910K
Amortization of debt issuance costs	$1.4M	$1M	$1.1M	$1.2M	$1.3M	$723K	$872K	$778K
Non-cash interest expense	$1.4M	$1M	$1.1M	$1.2M	$1.3M	$723K	$872K	$778K
Change in accrued investment income	-$641K	-$1.6M	-$500K	$176K	$77K	$75K	$0	-$616K
Increase (Decrease) in Accrued Interest Receivable, Net	-$641K	-$1.6M	-$500K	$176K	$77K	$75K	$0	-$616K
(Benefit from) provision for credit losses	$60.8M	$27.9M	$37.2M	$3.8M	$11M	-$1.6M	$14.4M	-$216K
Straight Line Rent	$0	$0	$0	$0	—	—	—	$57K
Net realized gains (losses)	$0	$0	$0	$0	—	—	—	-$18K
Impairment Of Real Estate	$0	$0	$0	$1.7M	$1.7M	$1.7M	$1.7M	—

Metrics

Operating

Breakdown

Metrics

Amortization of debt issuance costs

Amortization of Investment Discount and Premium

Accretion (amortization) of discounts and premiums on investments

Change in accrued investment income

Change in other assets

Change in other liabilities

Depreciation and amortization

Accretion (Amortization) of Investment Discounts and Premiums

Net cash from operating activities

Net income

(Benefit from) provision for credit losses

Accretion (Amortization) of Discounts and Premiums, Investments

Non-cash interest expense

Impairment Of Real Estate

Increase (Decrease) in Accrued Interest Receivable, Net

Increase (Decrease) in Other Operating Assets

Net realized gains (losses)

Straight Line Rent

Accretion (Amortization) of Investment Discounts and Premiums

Stock-based compensation