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Great Southern Bancorp GSBC Business Segments — Provision For Credit Losses Including Unfunded Commitments

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Other financials

Income statement

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Revenue$55.4M-1.0%
Net income$17.5M+1.8%
EPS (diluted)$1.58+7.5%

Balance sheet

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Cash & equivalents$101.4M-4.6%
Total debt$4.0M-37.7%
Total equity$633.6M+3.3%
Total assets$5.7B-5.1%

Cash flow

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Operating cash flow$21.2M+41.2%
CapEx$1.3M-32.6%
Free cash flow$19.9M+52.1%

Valuation

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Market cap$833.77M+30.6%
Enterprise value$736.32M+36.8%
P/E11.7×+2.0×
P/S3.7×+0.8×

Profitability

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Net margin31.2%+1.9pp
FCF margin33.6%-2.1pp

Returns & leverage

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Return on equity11.4%+0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept gsbc:ProvisionForCreditLossesIncludingUnfundedCommitments.

The official record: Great Southern Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Great Southern Bancorp's business segments — provision for credit losses including unfunded commitments?
Great Southern Bancorp (GSBC) reported business segments — provision for credit losses including unfunded commitments of -$931K in Q1 2026.
How has Great Southern Bancorp's business segments — provision for credit losses including unfunded commitments changed year-over-year?
Great Southern Bancorp's business segments — provision for credit losses including unfunded commitments decreased by 167.5% year-over-year, from -$348K to -$931K.
What is the long-term trend for Great Southern Bancorp's business segments — provision for credit losses including unfunded commitments?
Over 3 years (2022 to 2025), Great Southern Bancorp's business segments — provision for credit losses including unfunded commitments has grown at a -80.6% compound annual growth rate (CAGR), from $6.19M to $45K.
What does business segments — provision for credit losses including unfunded commitments mean?
An expense set aside to cover potential future losses from loan defaults and credit risks associated with the bank's lending portfolio. This metric reflects management's assessment of credit quality and the current economic environment's impact on borrower repayment capacity.