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Hancock Whitney Corporation HWC Provision For Losses On Unfunded Credit Commitments

Provision For Losses On Unfunded Credit Commitments at other companies

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Other financials

Income statement

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Revenue$401.4M+6.9%
Net income$127.0M+11.8%
EPS (diluted)$1.55+17.4%

Balance sheet

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Cash & equivalents$572.0M+11.6%
Total debt$1.9B+36.4%
Total equity$4.4B+1.8%
Total assets$36.3B+3.2%

Cash flow

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Operating cash flow$151.3M+20.3%
CapEx$860.0K-77.4%
Free cash flow$150.4M+23.3%

Valuation

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Market cap$6.24B+26.5%
Enterprise value$7.56B+30.2%
P/E14.6×+4.1×
P/S4.3×+0.9×

Profitability

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Net margin29.1%-2.9pp
FCF margin38.1%-0.6pp

Returns & leverage

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Return on equity9.7%-1.7pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Hancock Whitney Corporation in its filing.

Tagged under the XBRL concept hwc:ProvisionForLossesOnUnfundedCreditCommitments.

The source filing: Hancock Whitney Corporation’s 10-Q, filed May 7, 2026.

Filed
May 7, 2026, 5:16 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001193125-26-212425
($ in thousands)Commercial / Non-Real / EstateCommercial / Real Estate- / Owner / OccupiedTotal / Commercial / and / IndustrialCommercial / Real Estate- / Income / ProducingConstruction / and Land / DevelopmentResidential / MortgagesConsumerTotal
Ending balance - allowance for loan losses$127,489$43,730$171,219$57,115$17,710$41,566$23,706$311,316
Reserve for unfunded lending commitments:
Beginning balance$12,639$371$13,010$1,005$17,949$3$1,961$33,928
Provision for losses on unfunded commitments(1,292)(48)(1,340)(183)86(2)(110)(1,549)
Ending balance - reserve for unfunded lending commitments11,34732311,67082218,03511,85132,379
Total allowance for credit losses$138,836$44,053$182,889$57,937$35,745$41,567$25,557$343,695
Allowance for credit losses:
Individually evaluated$10,947$10,947$234$52$11,233

Item 1. Financial Statements

FAQ

What is Hancock Whitney Corporation's provision for losses on unfunded credit commitments?
Hancock Whitney Corporation (HWC) reported provision for losses on unfunded credit commitments of $1.55M in Q1 2026.
How has Hancock Whitney Corporation's provision for losses on unfunded credit commitments changed year-over-year?
Hancock Whitney Corporation's provision for losses on unfunded credit commitments increased by 258.4% year-over-year, from -$978K to $1.55M.
What does provision for losses on unfunded credit commitments mean?
Provision For Losses On Unfunded Credit Commitments as reported by Hancock Whitney Corporation Common Stock.

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