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Capital Bancorp CBNK Provision for credit losses on unfunded commitments
Provision for credit losses on unfunded commitments at other companies
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Where this comes from
Reported directly by Capital Bancorp in its filing.
Tagged under the XBRL concept cbnk:UnfundedCommitmentsCreditLossExpenseReversal.
The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:21 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001419536-26-000112
| (dollars in thousands, except per share data) | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Total interest expense | 19,030 | 16,940 | 37,602 | 33,653 |
| Net interest income | 50,929 | 47,646 | 100,327 | 93,693 |
| Provision for credit losses | 3,585 | 4,081 | 6,599 | 6,327 |
| Provision for credit losses on unfunded commitments | 65 | — | 270 | — |
| Net interest income after provision for credit losses | 47,279 | 43,565 | 93,458 | 87,366 |
| Noninterest income | ||||
| Service charges on deposits | 409 | 262 | 812 | 520 |
| Credit card fees | 4,395 | 4,298 | 9,087 | 8,020 |
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
FAQ
- What is Capital Bancorp's provision for credit losses on unfunded commitments?
- Capital Bancorp (CBNK) reported provision for credit losses on unfunded commitments of $65K in Q2 2026.
- What does provision for credit losses on unfunded commitments mean?
- This represents the provision expense or reversal related to potential credit losses on off-balance sheet items, such as unused lines of credit or letters of credit. It reflects management's assessment of the credit risk inherent in commitments that have not yet been funded. Changes in this metric indicate shifts in the perceived risk profile of the bank's commercial client base.
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