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Capital Bancorp CBNK OpenSky™ — Provision for credit losses on unfunded commitments

Other segment segments

Commercial Bank

$205K—

CBHL

$0—

Windsor Advantage™

$0—

Similar metrics at other companies

CZFSOff Balance Sheet Credit Loss Liability Provision For Credit Losses

-$356K-309%

CVBFProvision For Unfunded Loan Commitments

$500K0.0%

BMRCCommunity Banking Segment — Provision for credit losses on unfunded loan commitments

$0—

BHBProvision For Unfunded Commitments

-$226K-205%

RPRXProvision for credit losses on unfunded commitments

-$3.7M—

GSBCProvision Credit For Unfunded Commitments

-$931K-168%

Other financials

Income statement

Revenue$62.8M+7.1%

Operating income-$923.0K+8.4%

Net income$12.0M-13.7%

EPS (diluted)$0.73-11.0%

Balance sheet

Cash & equivalents$399.3M+35.8%

Total debt$7.6M+38.0%

Total equity$408.9M+10.6%

Total assets$3.8B+13.7%

Cash flow

Operating cash flow$21.8M-3.6%

CapEx$643.0K+231%

Free cash flow$21.1M-5.6%

Valuation

Market cap$563.89M+8.2%

Enterprise value$172.15M-26.0%

P/E10.2×-3.4×

P/S2.3×-0.3×

Profitability

Operating margin-1.6%-0.4pp

Net margin22.2%+3.3pp

FCF margin28.4%-0.5pp

Returns & leverage

Return on equity14.2%+2.0pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Capital Bancorp in its filing.

Tagged under the XBRL concept cbnk:UnfundedCommitmentsCreditLossExpenseReversal.

The official record: Capital Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital Bancorp's opensky™ — provision for credit losses on unfunded commitments?: Capital Bancorp (CBNK) reported opensky™ — provision for credit losses on unfunded commitments of $0 in Q1 2026.
What does opensky™ — provision for credit losses on unfunded commitments mean?: This metric represents the specific reserve allocation for potential credit losses associated with off-balance sheet items, such as unused lines of credit or loan commitments. It highlights the segment's exposure to future credit risk from commitments that have not yet been fully drawn by clients.