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Capital Bancorp CBNK OpenSky™ — Provision for credit losses on unfunded commitments
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Where this comes from
Reported directly by Capital Bancorp in its filing.
Tagged under the XBRL concept cbnk:UnfundedCommitmentsCreditLossExpenseReversal.
The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:21 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001419536-26-000112
| For the Three Months Ended June 30, 2026 / (in thousands) | For the Three Months Ended June 30, 2026 / Commercial Bank(2)(3) | For the Three Months Ended June 30, 2026 / Open Sky™ | Windsor Advantage™ | CBHL | Consolidated |
|---|---|---|---|---|---|
| Interest expense | 18,894 | — | — | 136 | 19,030 |
| Net interest income | 34,818 | 15,995 | — | 116 | 50,929 |
| Provision for credit losses | (432) | 4,017 | — | — | 3,585 |
| Provision for credit losses on unfunded commitments | 65 | — | — | — | 65 |
| Net interest income after provision | 35,185 | 11,978 | — | 116 | 47,279 |
| Noninterest income | |||||
| Service charges on deposits | 409 | — | — | — | 409 |
| Credit card fees | — | 4,395 | — | — | 4,395 |
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
FAQ
- What is Capital Bancorp's opensky™ — provision for credit losses on unfunded commitments?
- Capital Bancorp (CBNK) reported opensky™ — provision for credit losses on unfunded commitments of $0 in Q2 2026.
- What does opensky™ — provision for credit losses on unfunded commitments mean?
- This metric represents the specific reserve allocation for potential credit losses associated with off-balance sheet items, such as unused lines of credit or loan commitments. It highlights the segment's exposure to future credit risk from commitments that have not yet been fully drawn by clients.
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