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Renasant RNST Provision for credit losses on unfunded commitments

Provision for credit losses on unfunded commitments at other companies

Royalty Pharma logo
Royalty PharmaRPRX
$13.07M-85.9%
Royalty Pharma logo
Royalty PharmaRPRX
$13.07M-85.9%
Capital Bancorp logo
Capital BancorpCBNK
$65K
Capital Bancorp logo
Capital BancorpCBNK
$0
Capital Bancorp logo
Capital BancorpCBNK
$65K
Capital Bancorp logo
Capital BancorpCBNK
$0

Other financials

Income statement

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Revenue$273.9M+2.5%
Net income$87.1M+8,455%
EPS (diluted)$0.94+9,300%

Balance sheet

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Cash & equivalents$881.2M-36.1%
Total debt$1.1B+15.5%
Total equity$3.9B+2.4%
Total assets$27.0B+1.4%

Cash flow

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Operating cash flow$82.4M
CapEx$6.0M-40.8%
Free cash flow$76.4M

Valuation

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Market cap$4.03B+16.9%
Enterprise value$4.26B+40.6%
P/E12.8×-8.8×
P/S3.7×-0.5×

Profitability

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Net margin28.7%+9.3pp
FCF margin36.8%

Returns & leverage

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Return on equity8.2%+3.0pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Renasant in its filing.

Tagged under the XBRL concept rnst:ProvisionForRecoveryOfCreditLossesOnUnfundedCommitments.

The source filing: Renasant’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:02 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000715072-26-000072
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Total interest expense117,686125,039232,247211,172
Net interest income222,754218,859446,313353,056
Provision for credit losses on loans1,16675,4005,39077,450
Provision for credit losses on unfunded commitments2,6335,9226,4898,622
Provision for credit losses3,79981,32211,87986,072
Net interest income after provision for credit losses218,955137,537434,434266,984
Noninterest income
Service charges on deposit accounts14,51613,61829,25623,982

Item 1. FINANCIAL STATEMENTS

FAQ

What is Renasant's provision for credit losses on unfunded commitments?
Renasant (RNST) reported provision for credit losses on unfunded commitments of $2.63M in Q2 2026.
How has Renasant's provision for credit losses on unfunded commitments changed year-over-year?
Renasant's provision for credit losses on unfunded commitments decreased by 55.5% year-over-year, from $5.92M to $2.63M.
What does provision for credit losses on unfunded commitments mean?
Provision for credit losses on unfunded commitments as reported by Renasant Corporation.

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