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Capital Bancorp CBNK CBHL — Provision for credit losses on unfunded commitments
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Where this comes from
Reported directly by Capital Bancorp in its filing.
Tagged under the XBRL concept cbnk:UnfundedCommitmentsCreditLossExpenseReversal.
The source filing: Capital Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:21 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001419536-26-000112
| (dollars in thousands, except per share data) | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Total interest expense | 19,030 | 16,940 | 37,602 | 33,653 |
| Net interest income | 50,929 | 47,646 | 100,327 | 93,693 |
| Provision for credit losses | 3,585 | 4,081 | 6,599 | 6,327 |
| Provision for credit losses on unfunded commitments | 65 | — | 270 | — |
| Net interest income after provision for credit losses | 47,279 | 43,565 | 93,458 | 87,366 |
| Noninterest income | ||||
| Service charges on deposits | 409 | 262 | 812 | 520 |
| Credit card fees | 4,395 | 4,298 | 9,087 | 8,020 |
Item 1. CONSOLIDATED FINANCIAL STATEMENTS
FAQ
- What is Capital Bancorp's CBHL — provision for credit losses on unfunded commitments?
- Capital Bancorp (CBNK) reported CBHL — provision for credit losses on unfunded commitments of $0 in Q2 2026.
- What does CBHL — provision for credit losses on unfunded commitments mean?
- The specific reserve allocation for potential credit losses associated with off-balance sheet lending commitments, such as undrawn lines of credit. This metric highlights the bank's risk management approach toward potential future funding obligations.
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