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ACNB ACNB Banking — Provision for credit losses and unfunded commitments
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Where this comes from
Reported directly by ACNB in its filing.
Tagged under the XBRL concept acnb:ReversalOfProvisionForCreditLossesAndUnfundedCommitments.
The source filing: ACNB’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 2:02 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001628280-26-054143
| (In thousands) / Three Months Ended June 30, 2026 | Banking | Insurance | Other1 | Consolidated |
|---|---|---|---|---|
| Noninterest income | 5,970 | 2,991 | (143) | 8,818 |
| Total consolidated revenues | 52,503 | |||
| Interest expense | 9,347 | — | 336 | 9,683 |
| Provision for credit losses and unfunded commitments | 447 | — | — | 447 |
| Depreciation and amortization expense | 1,401 | 188 | — | 1,589 |
| Salaries and employee benefits | 11,958 | 1,693 | 110 | 13,761 |
| Other noninterest expense2 | 7,275 | 383 | 117 | 7,775 |
| Income (loss) before income taxes | 19,241 | 727 | (720) | 19,248 |
Item 1. Consolidated Statements of Condition (Unaudited)
FAQ
- What is ACNB's banking — provision for credit losses and unfunded commitments?
- ACNB (ACNB) reported banking — provision for credit losses and unfunded commitments of $447K in Q2 2026.
- What does banking — provision for credit losses and unfunded commitments mean?
- This metric represents the expense recognized by the banking segment to maintain an adequate allowance for potential loan defaults and losses related to off-balance sheet credit exposures. It reflects management's assessment of credit risk within the loan portfolio and the anticipated impact of economic conditions on borrower repayment capacity. A higher provision indicates an expectation of increased credit deterioration or growth in the underlying credit portfolio.
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