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Great Southern Bancorp GSBC Allowance for Credit Losses on Held-to-Maturity Securities

Allowance for Credit Losses on Held-to-Maturity Securities at other companies

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Heritage FinancialHFWA
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Other financials

Income statement

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Revenue$55.4M-1.0%
Net income$17.5M+1.8%
EPS (diluted)$1.58+7.5%

Balance sheet

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Cash & equivalents$101.4M-4.6%
Total debt$4.0M-37.7%
Total equity$633.6M+3.3%
Total assets$5.7B-5.1%

Cash flow

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Operating cash flow$21.2M+41.2%
CapEx$1.3M-32.6%
Free cash flow$19.9M+52.1%

Valuation

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Market cap$833.77M+30.6%
Enterprise value$736.32M+36.8%
P/E11.7×+2.0×
P/S3.7×+0.8×

Profitability

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Net margin31.2%+1.9pp
FCF margin33.6%-2.1pp

Returns & leverage

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Return on equity11.4%+0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Great Southern Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLoss.

The official record: Great Southern Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Great Southern Bancorp's allowance for credit losses on held-to-maturity securities?
Great Southern Bancorp (GSBC) reported allowance for credit losses on held-to-maturity securities of -$570K in Q1 2026.
How has Great Southern Bancorp's allowance for credit losses on held-to-maturity securities changed year-over-year?
Great Southern Bancorp's allowance for credit losses on held-to-maturity securities decreased by 78.1% year-over-year, from -$320K to -$570K.
What is the long-term trend for Great Southern Bancorp's allowance for credit losses on held-to-maturity securities?
Over 3 years (2022 to 2025), Great Southern Bancorp's allowance for credit losses on held-to-maturity securities has grown at a 63.6% compound annual growth rate (CAGR), from $118K to -$517K.
What does allowance for credit losses on held-to-maturity securities mean?
This is the valuation allowance established against held-to-maturity debt securities to account for expected credit losses over the life of the assets. It reflects management's assessment of credit risk within the investment portfolio, ensuring that the carrying value of these securities is adjusted for potential defaults. A higher allowance indicates increased perceived risk within the bank's long-term investment holdings.