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Hanmi Financial HAFC Pre-Tax Income

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Other financials

Income statement

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Revenue$72.2M+10.7%
Operating income$23.5M+55.5%
Net income$23.5M+55.5%
EPS (diluted)$0.79+58.0%

Balance sheet

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Total debt$36.1M-6.6%
Total equity$812.7M+6.5%
Total assets$8.0B+1.8%

Cash flow

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Operating cash flow$23.9M-9.4%
CapEx$1.1M+92.1%
Free cash flow$23.4M-10.4%

Valuation

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Market cap$954.11M+40.4%
P/E10.7×+0.3×
P/S3.3×+0.6×

Profitability

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Operating margin29.1%
Net margin31.2%+4.8pp
FCF margin78.8%+59.2pp

Returns & leverage

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Return on equity11.3%+2.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Hanmi Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Hanmi Financial’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339697
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Advertising and promotion6797981,3681,382
Other operating expenses4,1503,1697,7376,374
Total noninterest expense39,03936,34777,40771,330
Income before tax31,98021,23262,46246,345
Income tax expense8,4756,11516,40013,556
Net income$23,505$15,117$46,062$32,789
Basic earnings per share$0.79$0.50$1.54$1.09
Diluted earnings per share$0.79$0.50$1.54$1.08

Item 1. Financial Statements

FAQ

What is Hanmi Financial's pre-tax income?
Hanmi Financial (HAFC) reported pre-tax income of $31.98M in Q2 2026.
How has Hanmi Financial's pre-tax income changed year-over-year?
Hanmi Financial's pre-tax income increased by 50.6% year-over-year, from $21.23M to $31.98M.
What is the long-term trend for Hanmi Financial's pre-tax income?
Over 4 years (2021 to 2025), Hanmi Financial's pre-tax income has grown at a -5.5% compound annual growth rate (CAGR), from $135.49M to $107.93M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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