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HCI Group HCI Net premiums earned

Net premiums earned at other companies

Progressive logo
ProgressivePGR
$20.97B+8.0%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$377.27M+4.7%
Allstate logo
AllstateALL
$15.36B+5.4%
Employers Holdings logo
Employers HoldingsEIG
$180.9M-1.1%
Slide Insurance Holdings, Inc. logo
Slide Insurance Holdings, Inc.SLDE
$360.64M+47.9%
Kemper logo
KemperKMPR
$1.01B-10.5%

Segments

By segment

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Insurance Operation$195.08M+4.2%
Reciprocal Exchange Operation$23.94M+86.2%
Corporate And Other$0
Exzeo Group Inc$0
Real Estate Operations$0

Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Revenue
Gross premiums earned$320,824$302,628$647,030$603,011
Premiums ceded(101,812)(102,522)(205,867)(202,157)
Net premiums earned219,012200,106441,163400,854
Net investment income18,89016,44536,19130,196
Net realized investment gains1,2221551,7561,322
Net unrealized investment gains (losses)7431,180(955)(726)
Policy fee income1,6511,4673,2273,696

Item 1 – Financial Statements

FAQ

What is HCI Group's net premiums earned?
HCI Group (HCI) reported net premiums earned of $219.01M in Q2 2026.
How has HCI Group's net premiums earned changed year-over-year?
HCI Group's net premiums earned increased by 9.4% year-over-year, from $200.11M to $219.01M.
What is the long-term trend for HCI Group's net premiums earned?
Over 4 years (2021 to 2025), HCI Group's net premiums earned has grown at a 21.5% compound annual growth rate (CAGR), from $377.3M to $821.67M.
What does net premiums earned mean?
Calculated as gross premiums earned minus premiums ceded to reinsurers. It represents the actual revenue retained by the insurer for the risk it assumes, serving as a primary indicator of core insurance business performance.

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