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Kemper KMPR Net premiums earned

Net premiums earned at other companies

Mercury General logo
Mercury GeneralMCY
$1.45B+13.2%
Progressive logo
ProgressivePGR
$20.97B+8.0%
Allstate logo
AllstateALL
$15.36B+5.4%
American Financial Group logo
American Financial GroupAFG
$1.69B+2.9%
Old Republic International logo
Old Republic InternationalORI
$2.1B+8.9%
Selective Insurance Group logo
Selective Insurance GroupSIGI
$1.22B+2.3%

Segments

By product

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Personal Automobile$647.4M-18.0%
Commercial Automobile$249.2M+12.5%
Life$87.5M+3.2%
Property$9.8M-4.9%
Accident and Health$5.4M0.0%

By segment

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Specialty Property & Casualty Insurance$896.6M-11.3%
Life Insurance$102.7M+2.2%

Other financials

Income statement

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Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

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Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

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Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

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Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

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Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

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Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: Kemper’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000860748-26-000084
Line itemThree Months Ended / Jun 30, 2026Three Months Ended / Jun 30, 2025Six Months Ended / Jun 30, 2026Six Months Ended / Jun 30, 2025
Revenues:
Earned Premiums1$1,011.6$1,130.8$2,010.9$2,218.7
Net Investment Income105.495.9212.5197.1
Other Income0.53.13.95.7
Change in Fair Value of Equity and Convertible Securities(1.7)(0.5)(3.0)(0.4)
Net Realized Investment Gains (Losses)0.6(0.1)1.00.8
Impairment Losses(23.7)(3.6)(25.4)(3.3)
Total Revenues1,092.71,225.62,199.92,418.6

Item 1. Financial Statements

FAQ

What is Kemper's net premiums earned?
Kemper (KMPR) reported net premiums earned of $1.01B in Q2 2026.
How has Kemper's net premiums earned changed year-over-year?
Kemper's net premiums earned decreased by 10.5% year-over-year, from $1.13B to $1.01B.
What is the long-term trend for Kemper's net premiums earned?
Over 4 years (2021 to 2025), Kemper's net premiums earned has grown at a -4.0% compound annual growth rate (CAGR), from $5.18B to $4.4B.
What does net premiums earned mean?
Represents the portion of insurance premiums that the company has recognized as revenue during the reporting period after accounting for reinsurance cessions. This metric reflects the core underwriting activity and the volume of risk the company has successfully retained and earned over the policy term.

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