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Home Federal Bancorp HFBL Provision for Credit Losses

Provision for Credit Losses at other companies

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JPMorgan ChaseJPM
$2.51B-24.1%
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Regions FinancialRF
$91M-26.6%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$123K+161%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
$50K+600%
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Magyar BancorpMGYR
$256K+953%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$153K+1,630%

Other financials

Income statement

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Revenue$6.0M+15.7%
Net income$1.5M+96.8%
EPS (diluted)$0.48+100%

Balance sheet

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Cash & equivalents$28.9M-4.9%
Total debt$852.0K-0.6%
Total equity$58.0M+6.0%
Total assets$641.6M+3.6%

Cash flow

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Operating cash flow$2.9M+10.2%
CapEx$28.0K-26.3%
Free cash flow$843.0K-65.0%

Valuation

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Market cap$64.1M+52.9%
Enterprise value$36.01M+41.5%
P/E10.8×0.0×
P/S2.7×+0.7×

Profitability

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Net margin25.1%+8.3pp
FCF margin61.4%+1.7pp

Returns & leverage

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Return on equity10.5%+4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Home Federal Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Home Federal Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Home Federal Bancorp's provision for credit losses?
Home Federal Bancorp (HFBL) reported provision for credit losses of $269K in Q1 2026.
How has Home Federal Bancorp's provision for credit losses changed year-over-year?
Home Federal Bancorp's provision for credit losses increased by 4383.3% year-over-year, from $6K to $269K.
What is the long-term trend for Home Federal Bancorp's provision for credit losses?
Over 2 years (2022 to 2024), Home Federal Bancorp's provision for credit losses has grown at a -38.8% compound annual growth rate (CAGR), from $336K to -$126K.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.