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Heritage Financial HFWA Noninterest-bearing deposits (principally U.S. offices)

Noninterest-bearing deposits (principally U.S. offices) at other companies

Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$4.83B+12.7%
Customers Bancorp logo
Customers BancorpCUBI
$6.74B+21.4%

Other financials

Income statement

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Revenue$77.9M+35.3%
Net income$18.9M+36.2%
EPS (diluted)$0.48+20.0%

Balance sheet

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Cash & equivalents$268.1M+7.8%
Total debt$20.0M-92.4%
Total equity$1.1B+26.6%
Total assets$8.5B+19.2%

Cash flow

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Operating cash flow$14.0M-27.4%
CapEx$1.3M+11.2%
Free cash flow$12.7M-29.9%

Valuation

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Market cap$1.19B+56.8%
Enterprise value$946.38M+22.1%
P/E16.5×+1.6×
P/S4.5×+1.1×

Profitability

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Net margin27.2%+4.5pp
FCF margin30.1%+0.4pp

Returns & leverage

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Return on equity7.3%+1.3pp
Debt / equity0×-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestBearingDomesticDepositDemand.

The official record: Heritage Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Heritage Financial's noninterest-bearing deposits (principally U.S. offices)?
Heritage Financial (HFWA) reported noninterest-bearing deposits (principally U.S. offices) of $1.6B in Q4 2025.
How has Heritage Financial's noninterest-bearing deposits (principally U.S. offices) changed year-over-year?
Heritage Financial's noninterest-bearing deposits (principally U.S. offices) decreased by 3.5% year-over-year, from $1.65B to $1.6B.
What is the long-term trend for Heritage Financial's noninterest-bearing deposits (principally U.S. offices)?
Over 5 years (2020 to 2025), Heritage Financial's noninterest-bearing deposits (principally U.S. offices) has grown at a -4.2% compound annual growth rate (CAGR), from $1.98B to $1.6B.
What does noninterest-bearing deposits (principally U.S. offices) mean?
This represents domestic deposit accounts that do not accrue interest for the depositor, typically consisting of standard checking or transaction accounts. These deposits are a low-cost source of funding for the bank, directly impacting the net interest margin. A higher proportion of these deposits generally enhances the bank's profitability by reducing interest expense.