What is Heritage Financial's unused credit available?

Heritage Financial (HFWA) reported unused credit available of $2.1M in Q1 2026.

How has Heritage Financial's unused credit available changed year-over-year?

Heritage Financial's unused credit available decreased by 70.4% year-over-year, from $7.1M to $2.1M.

What is the long-term trend for Heritage Financial's unused credit available?

Over 5 years (2020 to 2025), Heritage Financial's unused credit available has grown at a 22.3% compound annual growth rate (CAGR), from $2.6M to $7.1M.

Heritage Financial HFWA Unused credit available

Unused credit available at other companies

OceanFirst FinancialOCFC

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Customers BancorpCUBI

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Other financials

Income statement

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Revenue$77.9M+35.3%

Net income$18.9M+36.2%

EPS (diluted)$0.48+20.0%

Balance sheet

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Cash & equivalents$268.1M+7.8%

Total debt$20.0M-92.4%

Total equity$1.1B+26.6%

Total assets$8.5B+19.2%

Cash flow

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Operating cash flow$14.0M-27.4%

CapEx$1.3M+11.2%

Free cash flow$12.7M-29.9%

Valuation

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Market cap$1.19B+55.2%

Enterprise value$946.38M+20.5%

P/E16.5×+1.5×

P/S4.5×+1.1×

Profitability

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Net margin27.2%+4.5pp

FCF margin30.1%+0.4pp

Returns & leverage

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Return on equity7.3%+1.3pp

Debt / equity0×-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:LoansAndLeasesReceivableImpairedCommitmentToLend.

The official record: Heritage Financial’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Heritage Financial's unused credit available?: Heritage Financial (HFWA) reported unused credit available of $2.1M in Q1 2026.
How has Heritage Financial's unused credit available changed year-over-year?: Heritage Financial's unused credit available decreased by 70.4% year-over-year, from $7.1M to $2.1M.
What is the long-term trend for Heritage Financial's unused credit available?: Over 5 years (2020 to 2025), Heritage Financial's unused credit available has grown at a 22.3% compound annual growth rate (CAGR), from $2.6M to $7.1M.