Heritage Financial HFWA Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 27.4%+7.5pp | 19.9%-5.4pp | 25.3%-7.6pp | 32.9%-7.9pp | |
| Free cash flow margin | 34.8%+6.7pp | 28.1%-12.5pp | 40.7%+4.3pp | 36.3%+8.7pp | |
| Returns | |||||
| Return on equity | 7.6%+2.5pp | 5%-2.4pp | 7.5%-2.4pp | 9.9%-1.8pp | |
| Return on assets | 1%+0.4pp | 0.6%-0.3pp | 0.9%-0.3pp | 1.1%-0.3pp | |
| Efficiency | |||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | |||||
| Debt-to-equity | 0.1×-0.8× | 0.9×+0.3× | 0.6×+0.6× | 0×0.0× | |
| Debt-to-assets | 0×-0.1× | 0.1×0.0× | 0.1×+0.1× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $26.74+8.1% | $24.74+2.2% | $24.20+7.6% | $22.50-5.3% | |
| Valuation | |||||
| Market capitalization | $1.21B+56.8% | $836.76M+12.1% | $746.53M-30.6% | $1.08B+25.1% | |
| Enterprise value | $959.16M+22.1% | $1.51B+44.3% | $1.05B+5.1% | $996.4M+219% | |
| Price / earnings | 16.6×+1.7× | 19.3×+7.3× | 12.1×-1.0× | 13.1×+4.4× | |
| Price / sales | 4.5×+1.1× | 3.9×+0.8× | 3.1×-1.3× | 4.3×+0.7× | |
| Price / book | 1.1×+0.2× | 1×+0.1× | 0.9×-0.5× | 1.3×+0.3× | |
| EV / sales | 3.6×+0.1× | 7×+2.7× | 4.3×+0.3× | 4×+7.5× | |
| Free cash flow yield | 6.6%-2.1pp | 7.3%-6.0pp | 13.3%+4.9pp | 8.4%+0.7pp | |
| Earnings yield | 6%-0.7pp | 5.2%-3.1pp | 8.3%+0.7pp | 7.6%-3.8pp | |
| Dividend yield | 2.7%-1.4pp | 3.8%-0.3pp | 4.1%+1.4pp | 2.7%-0.6pp | |
| PEG ratio | 0.4×-1.2× | —— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Heritage Financial's ratios come from?
- Every ratio is computed from Heritage Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
