Skip to content
OpenCapital
Get started

Heritage Financial HFWA Regulatory Capital Requirement

Regulatory Capital Requirement at other companies

Customers Bancorp logo
Customers BancorpCUBI
——

Other financials

Income statement

See full
Revenue$77.9M+35.3%
Net income$18.9M+36.2%
EPS (diluted)$0.48+20.0%

Balance sheet

See full
Cash & equivalents$268.1M+7.8%
Total debt$20.0M-92.4%
Total equity$1.1B+26.6%
Total assets$8.5B+19.2%

Cash flow

See full
Operating cash flow$14.0M-27.4%
CapEx$1.3M+11.2%
Free cash flow$12.7M-29.9%

Valuation

See full
Market cap$1.19B+55.2%
Enterprise value$946.38M+20.5%
P/E16.5×+1.5×
P/S4.5×+1.1×

Profitability

See full
Net margin27.2%+4.5pp
FCF margin30.1%+0.4pp

Returns & leverage

See full
Return on equity7.3%+1.3pp
Debt / equity0×-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:CapitalRequiredForCapitalAdequacy.

The official record: Heritage Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Heritage Financial's regulatory capital requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Heritage Financial's regulatory capital requirement?
Heritage Financial (HFWA) reported regulatory capital requirement of $446.1M in Q4 2025.
What is the long-term trend for Heritage Financial's regulatory capital requirement?
Over 4 years (2020 to 2025), Heritage Financial's regulatory capital requirement has grown at a 5.4% compound annual growth rate (CAGR), from $361.45M to $446.1M.
What does regulatory capital requirement mean?
The minimum level of capital a bank must hold to satisfy regulatory mandates and ensure financial stability. This metric serves as a foundational benchmark for assessing a bank's ability to absorb potential losses while maintaining operations.