Skip to content
OpenCapital
Get started

Heritage Financial HFWA Tier 1 Leverage Adequacy Requirement

Tier 1 Leverage Adequacy Requirement at other companies

Customers Bancorp logo
Customers BancorpCUBI
——

Other financials

Income statement

See full
Revenue$77.9M+35.3%
Net income$18.9M+36.2%
EPS (diluted)$0.48+20.0%

Balance sheet

See full
Cash & equivalents$268.1M+7.8%
Total debt$20.0M-92.4%
Total equity$1.1B+26.6%
Total assets$8.5B+19.2%

Cash flow

See full
Operating cash flow$14.0M-27.4%
CapEx$1.3M+11.2%
Free cash flow$12.7M-29.9%

Valuation

See full
Market cap$1.19B+55.2%
Enterprise value$946.38M+20.5%
P/E16.5×+1.5×
P/S4.5×+1.1×

Profitability

See full
Net margin27.2%+4.5pp
FCF margin30.1%+0.4pp

Returns & leverage

See full
Return on equity7.3%+1.3pp
Debt / equity0×-0.3×

Where this comes from

Reported directly by Heritage Financial in its filing.

Tagged under the XBRL concept us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy.

The official record: Heritage Financial’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Heritage Financial's tier 1 leverage adequacy requirement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Heritage Financial's tier 1 leverage adequacy requirement?
Heritage Financial (HFWA) reported tier 1 leverage adequacy requirement of $270.06M in Q4 2025.
What is the long-term trend for Heritage Financial's tier 1 leverage adequacy requirement?
Over 4 years (2020 to 2025), Heritage Financial's tier 1 leverage adequacy requirement has grown at a 1.3% compound annual growth rate (CAGR), from $256.22M to $270.06M.
What does tier 1 leverage adequacy requirement mean?
This metric represents the minimum Tier 1 capital ratio mandated by regulatory authorities to ensure a bank maintains sufficient core capital relative to its total assets. It serves as a fundamental safety buffer to absorb potential losses and maintain financial stability. Meeting this requirement is essential for demonstrating regulatory compliance and operational viability.