What is Hagerty's aggregate LTV ratio?

Hagerty (HGTY) reported aggregate LTV ratio of 54.5% in Q1 2026.

How has Hagerty's aggregate LTV ratio changed year-over-year?

Hagerty's aggregate LTV ratio decreased by 8.1% year-over-year, from 59.3% to 54.5%.

What is the long-term trend for Hagerty's aggregate LTV ratio?

Over 3 years (2022 to 2025), Hagerty's aggregate LTV ratio has grown at a 1.6% compound annual growth rate (CAGR), from 49.4% to 51.8%.

Hagerty HGTY Aggregate LTV ratio

Other financials

Income statement

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Revenue$311.8M-5.0%

Operating income$34.3M+240%

Net income-$12.7M-147%

EPS (diluted)-$0.06-186%

Balance sheet

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Cash & equivalents$366.7M+28.1%

Total debt$272.5M+50.3%

Total equity$218.7M+34.2%

Total assets$2.0B+11.5%

Cash flow

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Operating cash flow$16.3M-62.9%

CapEx$7.7M+43.1%

Free cash flow$8.5M-77.8%

Valuation

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Market cap$1.17B+30.8%

Enterprise value$1.07B+36.3%

P/E10.7×+1.5×

P/S0.8×+0.1×

Profitability

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Operating margin8.1%—

Net margin7.5%0.0pp

FCF margin11.4%—

Returns & leverage

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Return on equity57.2%-18.7pp

Debt / equity1.2×+0.1×

Current ratio1×0.0×

Where this comes from

Reported directly by Hagerty in its filing.

Tagged under the XBRL concept hgty:AggregateLoanToValueRatio.

The official record: Hagerty’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hagerty's aggregate LTV ratio?: Hagerty (HGTY) reported aggregate LTV ratio of 54.5% in Q1 2026.
How has Hagerty's aggregate LTV ratio changed year-over-year?: Hagerty's aggregate LTV ratio decreased by 8.1% year-over-year, from 59.3% to 54.5%.
What is the long-term trend for Hagerty's aggregate LTV ratio?: Over 3 years (2022 to 2025), Hagerty's aggregate LTV ratio has grown at a 1.6% compound annual growth rate (CAGR), from 49.4% to 51.8%.