What is Hagerty's retained earnings?

Hagerty (HGTY) reported retained earnings of -$407.45M in Q1 2026.

How has Hagerty's retained earnings changed year-over-year?

Hagerty's retained earnings increased by 8.2% year-over-year, from -$443.61M to -$407.45M.

What is the long-term trend for Hagerty's retained earnings?

Over 5 years (2020 to 2025), Hagerty's retained earnings has grown at a 48.0% compound annual growth rate (CAGR), from $56.83M to -$402.96M.

What does retained earnings mean?

Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.

Hagerty HGTY Retained Earnings

Retained Earnings at other companies

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$29.61B+10.8%

Universal Insurance HoldingsUVE

$807.08M+27.3%

SiriusPointSPNT

$1.33B+57.6%

Mercury GeneralMCY

$2.49B+44.7%

The Hanover Insurance GroupTHG

$3.89B+17.8%

Ally FinancialALLY

$827M+1,160%

Other financials

Income statement

See full

Revenue$311.8M-5.0%

Operating income$34.3M+240%

Net income-$12.7M-147%

EPS (diluted)-$0.06-186%

Balance sheet

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Cash & equivalents$366.7M+28.1%

Total debt$272.5M+50.3%

Total equity$218.7M+34.2%

Total assets$2.0B+11.5%

Cash flow

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Operating cash flow$16.3M-62.9%

CapEx$7.7M+43.1%

Free cash flow$8.5M-77.8%

Valuation

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Market cap$1.17B+30.8%

Enterprise value$1.07B+36.3%

P/E10.7×+1.5×

P/S0.8×+0.1×

Profitability

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Operating margin8.1%—

Net margin7.5%0.0pp

FCF margin11.4%—

Returns & leverage

See full

Return on equity57.2%-18.7pp

Debt / equity1.2×+0.1×

Current ratio1×0.0×

Where this comes from

Reported directly by Hagerty in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: Hagerty’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Hagerty's retained earnings?: Hagerty (HGTY) reported retained earnings of -$407.45M in Q1 2026.
How has Hagerty's retained earnings changed year-over-year?: Hagerty's retained earnings increased by 8.2% year-over-year, from -$443.61M to -$407.45M.
What is the long-term trend for Hagerty's retained earnings?: Over 5 years (2020 to 2025), Hagerty's retained earnings has grown at a 48.0% compound annual growth rate (CAGR), from $56.83M to -$402.96M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.