What does assumed reinsurance — 2nd year mean?

Represents the earned premiums and fee income generated from assumed reinsurance contracts during the second year of the reporting period. It measures the sustained revenue generation from the reinsurance portfolio as it matures over a two-year horizon.

The Hartford Financial Services Group HIG Assumed Reinsurance — 2nd Year

Other product segments

Property Insurance

58.1%0.0%

Automobiles

54.1%+0.6%

Marine

31.5%-1.6%

Surety Product Line

27.7%+4.9%

Package Business

22.2%-0.9%

Workers' Compensation

18.6%+1.1%

Professional liability

16.7%+3.7%

Commercial automobile physical damage

14.7%-15.0%

General Liability

8.3%+6.4%

Personal automobile physical damage

4.4%-30.2%

Similar metrics at other companies

EIGAssumed

$2.15M+1.2%

AXSReinsurance — Year 2

40.9%+12.1pp

BWINAssumed

$14.2M+230%

RGAInsurance, Other — Assumed Premiums Earned

$596.75M+68.3%

KMPRAssumed

-$425K-116%

ESN

ESNTAssumed

$17.05M—

Other financials

Income statement

See full

Revenue$7.2B+6.1%

Net income$856.0M+35.9%

EPS (diluted)$3.04+41.4%

Balance sheet

See full

Cash & equivalents$166.0M+20.3%

Total debt$4.4B+0.1%

Total equity$18.9B+12.1%

Total assets$86.3B+4.9%

Cash flow

See full

Operating cash flow$1.0B+6.1%

CapEx$31.0M-18.4%

Free cash flow$1.0B+7.1%

Valuation

See full

Market cap$36.7B+2.1%

Enterprise value$40.91B+1.9%

P/E9×-2.0×

P/S1.3×0.0×

Profitability

See full

Net margin14.1%+3.0pp

FCF margin20.2%-0.8pp

Returns & leverage

See full

Return on equity22.7%+4.2pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

Ask your AI about The Hartford Financial Services Group's assumed reinsurance — 2nd year.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is The Hartford Financial Services Group's assumed reinsurance — 2nd year?: The Hartford Financial Services Group (HIG) reported assumed reinsurance — 2nd year of 32.4% in Q4 2025.
How has The Hartford Financial Services Group's assumed reinsurance — 2nd year changed year-over-year?: The Hartford Financial Services Group's assumed reinsurance — 2nd year decreased by 1.8% year-over-year, from 33% to 32.4%.
What does assumed reinsurance — 2nd year mean?: Represents the earned premiums and fee income generated from assumed reinsurance contracts during the second year of the reporting period. It measures the sustained revenue generation from the reinsurance portfolio as it matures over a two-year horizon.