The Hartford Financial Services Group Automobiles — 6th Year decreased by 1.2% to 8.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.2%, from 8.2% to 8.1%. This is a positive signal — lower values indicate better performance for this metric.
Minimal development at this stage is preferred, indicating that the vast majority of claims have been successfully closed.
The cumulative loss development or claims experience for automobile insurance policies in their sixth year of coverage....
Standard component of loss development triangles used by P&C insurers to assess reserve adequacy.
hig_segment_automobiles_6th_year| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 5.7% | 7.1% | 7.4% | 8.2% | 8.1% |
| QoQ Change | — | +24.6% | +4.2% | +10.8% | -1.2% |
| YoY Change | — | +24.6% | +4.2% | +10.8% | -1.2% |