Products & Services · 6th Year

Automobiles — 6th Year

The Hartford Financial Services Group Automobiles — 6th Year decreased by 1.2% to 8.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.2%, from 8.2% to 8.1%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Minimal development at this stage is preferred, indicating that the vast majority of claims have been successfully closed.

Detailed definition

The cumulative loss development or claims experience for automobile insurance policies in their sixth year of coverage....

Peer comparison

Standard component of loss development triangles used by P&C insurers to assess reserve adequacy.

Metric ID: hig_segment_automobiles_6th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value5.7%7.1%7.4%8.2%8.1%
QoQ Change+24.6%+4.2%+10.8%-1.2%
YoY Change+24.6%+4.2%+10.8%-1.2%
Range5.7%8.2%
CAGR+42.1%
Avg YoY Growth+9.6%
Median YoY Growth+7.5%

Frequently Asked Questions

What is The Hartford Financial Services Group's automobiles — 6th year?
The Hartford Financial Services Group (HIG) reported automobiles — 6th year of 8.1% in Q4 2025.
How has The Hartford Financial Services Group's automobiles — 6th year changed year-over-year?
The Hartford Financial Services Group's automobiles — 6th year decreased by 1.2% year-over-year, from 8.2% to 8.1%.
What does automobiles — 6th year mean?
The claims performance of automobile insurance policies during their sixth year of coverage.