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The Hartford Financial Services Group HIG Employee Benefits — Amortization of Deferred Policy Acquisition Costs

Other segment segments

P&C Business Insurance
$2.2B+10.4%
P&C Personal Insurance
$282M+10.6%
Hartford Funds
$0
Property & Casualty Other Operations
$0

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$31.59M-2.4%
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$253.41M+2.4%
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VOYAAmortization of deferred policy acquisition costs
$65M+4.8%
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GLREDeferred Policy Acquisition Costs, Amortization Expense
$48.96M+4.5%

Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationAmortizationOfDeferredPolicyAcquisitionCosts.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's employee benefits — amortization of deferred policy acquisition costs?
The Hartford Financial Services Group (HIG) reported employee benefits — amortization of deferred policy acquisition costs of $8.25M in Q4 2025.
How has The Hartford Financial Services Group's employee benefits — amortization of deferred policy acquisition costs changed year-over-year?
The Hartford Financial Services Group's employee benefits — amortization of deferred policy acquisition costs decreased by 2.9% year-over-year, from $8.5M to $8.25M.
What is the long-term trend for The Hartford Financial Services Group's employee benefits — amortization of deferred policy acquisition costs?
Over 3 years (2022 to 2025), The Hartford Financial Services Group's employee benefits — amortization of deferred policy acquisition costs has grown at a 0.0% compound annual growth rate (CAGR), from $33M to $33M.
What does employee benefits — amortization of deferred policy acquisition costs mean?
This represents the systematic expensing of costs that were initially capitalized because they were directly related to the successful acquisition of new or renewed insurance policies. These costs typically include commissions, underwriting salaries, and other direct marketing expenses. The amortization schedule reflects the matching principle, spreading these costs over the expected life of the insurance contracts.