Products & Services · 6th Year
General Liability — 6th Year
The Hartford Financial Services Group General Liability — 6th Year increased by 4.1% to 12.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.1%, from 12.3% to 12.8%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Minimal movement at this stage indicates that the vast majority of claims are settled and reserves are appropriately closed.
Detailed definition
This metric tracks the cumulative loss development or claim payments for general liability policies as they reach their...
Peer comparison
Standard actuarial triangle data used by all P&C insurers to track loss development patterns.
Metric ID:
hig_segment_general_liability_6th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 11.2% | 11.9% | 12.3% | 12.3% | 12.8% |
| QoQ Change | — | +6.2% | +3.4% | +0.0% | +4.1% |
| YoY Change | — | +6.2% | +3.4% | +0.0% | +4.1% |
Range11.2% – 12.8%
CAGR+14.3%
Avg YoY Growth+3.4%
Median YoY Growth+3.7%
Current Streak4+ quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is The Hartford Financial Services Group's general liability — 6th year?
- The Hartford Financial Services Group (HIG) reported general liability — 6th year of 12.8% in Q4 2025.
- How has The Hartford Financial Services Group's general liability — 6th year changed year-over-year?
- The Hartford Financial Services Group's general liability — 6th year increased by 4.1% year-over-year, from 12.3% to 12.8%.
- What does general liability — 6th year mean?
- The total claims costs or losses incurred by the sixth year of a policy's life.