Products & Services · 7th Year
General Liability — 7th Year
The Hartford Financial Services Group General Liability — 7th Year increased by 5.5% to 9.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.5%, from 9.1% to 9.6%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Stability here confirms that the underwriting year has reached full maturity with no significant remaining liabilities.
Detailed definition
This metric measures the cumulative loss development or claim payments for general liability policies as they reach thei...
Peer comparison
Standard actuarial triangle data used by all P&C insurers to track loss development patterns.
Metric ID:
hig_segment_general_liability_7th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 6.9% | 7.9% | 9% | 9.1% | 9.6% |
| QoQ Change | — | +14.5% | +13.9% | +1.1% | +5.5% |
| YoY Change | — | +14.5% | +13.9% | +1.1% | +5.5% |
Range6.9% – 9.6%
CAGR+39.1%
Avg YoY Growth+8.8%
Median YoY Growth+9.7%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's general liability — 7th year?
- The Hartford Financial Services Group (HIG) reported general liability — 7th year of 9.6% in Q4 2025.
- How has The Hartford Financial Services Group's general liability — 7th year changed year-over-year?
- The Hartford Financial Services Group's general liability — 7th year increased by 5.5% year-over-year, from 9.1% to 9.6%.
- What does general liability — 7th year mean?
- The total claims costs or losses incurred by the seventh year of a policy's life.