Products & Services · 9th Year
General Liability — 9th Year
The Hartford Financial Services Group General Liability — 9th Year increased by 67.6% to 6.2% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 67.6%, from 3.7% to 6.2%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
An increase suggests adverse development or under-reserving in older policy years, while a decrease indicates favorable reserve releases.
Detailed definition
This metric represents the cumulative claims development or loss experience specifically for general liability policies...
Peer comparison
Peers in the property and casualty sector report similar long-tail development data, often categorized by accident year in actuarial loss triangles.
Metric ID:
hig_segment_general_liability_9th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 3.1% | 3.4% | 2.7% | 3.7% | 6.2% |
| QoQ Change | — | +9.7% | -20.6% | +37.0% | +67.6% |
| YoY Change | — | +9.7% | -20.6% | +37.0% | +67.6% |
Range2.7% – 6.2%
CAGR+100.0%
Avg YoY Growth+23.4%
Median YoY Growth+23.4%
Current Streak2 quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's general liability — 9th year?
- The Hartford Financial Services Group (HIG) reported general liability — 9th year of 6.2% in Q4 2025.
- How has The Hartford Financial Services Group's general liability — 9th year changed year-over-year?
- The Hartford Financial Services Group's general liability — 9th year increased by 67.6% year-over-year, from 3.7% to 6.2%.
- What does general liability — 9th year mean?
- The historical claims experience for general liability policies from nine years ago.